SBI Blue Chip Fund vs Axis Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
17.52%
Today, humein do funds ke beech ki comparison karni hai, Fund A, SBI Blue Chip Fund, aur Fund B, Axis Small Cap Fund. Ye dono funds aise hai jahaan investors ke liye long-term wealth creation ke liye upyogi hain. Hum aapko 3Y return, expense ratio, aur risk ke adhar par in dono funds ki comparison karein aur dekhein ki kis fund mein long-term wealth creation ke liye aapko invest karna chahiye.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BAxis Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Axis Mutual Fund |
| Category | Large Cap | Small Cap |
| NAV (₹) | 166.74 | 124.14 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.74 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.92% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 17.03 |
| Sharpe Ratio | 0.52 | 0.65 |
| 1 Year Return (%) | -0.75% | 4.52% |
| 3 Year Return (%) | 12.44% | 17.52% |
| 5 Year Return (%) | 13.47% | 18.04% |
| Since Launch (%) | 22.61% | 22.39% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 5 December 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Krishnaa Narayan; Mayank Hyanki; Tejas Sheth (2.8 years yrs) |
| Benchmark | Nifty 50 | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | CCL Products (India) Ltd. (2.79%), Krishna Institute of Medical Sciences Ltd (2.47%), JB Chemicals & Pharmaceuticals Ltd. (2.23%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 88.35% | ID: 1.76% | T-Bills: 0.55% |
| Portfolio Turnover | 8% | 12% |
🤖 AI Verdict – Which is Better?
dekho, hume in dono funds ke beech meh long-term wealth creation ke liye koi ek fund ke baare meh kuchh kahna hai. Jis fund ne 3Y return mein 12.44% aur 5Y return mein 13.47% kiya hai, usi fund par hum apna dhyan kendrit karenge, jisse humein sahi fund ke baare meh pata chalega. Haan, Fund A, SBI Blue Chip Fund, isliye hi aapko long-term wealth creation ke liye upyogi dikh raha hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Axis Small Cap Fund?
- Expense ratio: 0.92%
- 3Y return: 17.52%
- AUM: 2.74 Lac Cr
- Sharpe Ratio: 0.65
📈 SIP Suitability
lekin, SIP ka mukhya uddeshya hai ki aapke paise apne pichhe kaam aate rahein. Isliye, humein chahiye ki aap SIP ke liye us fund ko chune jisse aapka paise apne pichhe kaam na aaye. Chaliye, hum dekhenge ki Fund A aur Fund B mein kis fund ke SIP ka consistency aur return stability adhik hai.
Chaliye dekhte hain, Fund A ka 3Y return 12.44% hai aur 5Y return 13.47% hai. Toh yeh fund apne SIP ke liye adhik upyogi hai, kyunki yeh fund aapko long-term wealth creation ke liye upyogi hai.
⚠️ Risk & Cost Analysis
Ab, humein karna hoga ki hum kis fund mein riskometer, volatility, Sharpe ratio, aur expense ratio ke adhar par aapko better risk-adjusted returns milenge. dekho, Fund A ka riskometer Very High hai, lekin sharpe ratio bhi 0.52 hai, jisse yeh fund aapko better risk-adjusted returns deta hai. Haan, Fund A ka expense ratio 1.43% hai, jo Fund B ke expense ratio 0.92% se adhik hai.
iski shuruaat mein, yeh lagta hai ki Fund A aapko better risk-adjusted returns kisi hoga, lekin aapko uski shartiyan aur riskometer ke baare meh dekhna hoga.
📊 Portfolio Diversification
Ab, humein karna hoga ki hum kis fund mein asset allocation aur top holdings concentration ke liye aapko better diversification milta hai. dekho, Fund A ka asset allocation 97.26% equity aur 0.78% T-Bills hai, jisse yeh fund aapko better diversification deta hai. Haan, Fund A ka top 3 holdings HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. hai, jo aapko sector risk ke liye aapko better diversification deta hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Axis Small Cap Fund
₹1630847.06
@17.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A, SBI Blue Chip Fund, ne 3Y return mein 12.44% aur 5Y return mein 13.47% kiya hai, jisse yeh fund aapko long-term wealth creation ke liye upyogi hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A ka riskometer Very High hai, lekin sharpe ratio bhi 0.52 hai, jisse yeh fund aapko better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Answer: Fund B, Axis Small Cap Fund, ka expense ratio 0.92% hai, jo Fund A ke expense ratio 1.43% se adhik hai, lekin Fund B ka expense ratio Fund A ke expense ratio se chhotaa hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price