SBI Blue Chip Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
11.66%
Dekho, aapke paas do fund hain - SBI Blue Chip Fund aur Axis ELSS Tax Saver Fund. Ye dono fund large cap aur ELSS category mein aate hain. Aaj hum in dono fund ke beech ki tulna karenge aur samajhenge ki aapke liye kis fund mein invest karna achha rahega.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Axis Mutual Fund |
| Category | Large Cap | ELSS |
| NAV (₹) | 166.74 | 104.77 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.66% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 13.4 |
| Sharpe Ratio | 0.52 | 0.39 |
| 1 Year Return (%) | -0.75% | -2.52% |
| 3 Year Return (%) | 12.44% | 11.66% |
| 5 Year Return (%) | 13.47% | 8.43% |
| Since Launch (%) | 22.61% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.56% |
| Portfolio Turnover | 8% | 14% |
🤖 AI Verdict – Which is Better?
Haan, iske baad hum dekhenge ki fund A (SBI Blue Chip Fund) aur fund B (Axis ELSS Tax Saver Fund) mein se kis fund long-term wealth creation ke liye better hai. Dekhiye, 3Y return ke hisab se, expense ratio aur risk ke baad fund A mein 12.44% return hai, jabki fund B mein 11.66% return hai. Lekin expense ratio ke hisab se, fund A mein 1.43% expense ratio hai, jabki fund B mein 1.66% hai. Aur riskometer ke hisab se, dono fund very high risk category mein aate hain. Lekin fund A ka riskometer 1.43% se kam hai. Isliye, hum fund A ko long-term wealth creation ke liye better fund manaenge.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Chaliye, aap monthly SIP ke liye kis fund mein invest karenge? Fund A mein 3Y return stability hai aur 5Y return stability bhi hai. Fund B mein 3Y return stability thodi kam hai. Isliye, fund A SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Sach ye hai, riskometer, volatility aur Sharpe ratio ke hisab se fund A aur fund B ka risk-adjusted return ka analaisis karna hoga. Fund A mein riskometer 1.43% hai, jabki fund B mein 1.66% hai. Volatility ke hisab se, fund A ka volatility 11.37% hai, jabki fund B ka volatility 13.4% hai. Aur Sharpe ratio ke hisab se, fund A ka Sharpe ratio 0.52 hai, jabki fund B ka Sharpe ratio 0.39 hai. Isliye, fund A risk-adjusted return mein better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se fund A aur fund B ka portfolio diversification ka analaisis karna hoga. Fund A mein equity 97.26% aur T-Bills 0.78% hai. Fund B mein equity 97.56% hai. Aur top holdings concentration mein, fund A mein HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) hai. Fund B mein ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) hai. Isliye, fund A ka portfolio diversification thoda adhik hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A mein 5Y return 13.47% hai aur 3Y return 12.44% hai. Fund B mein 5Y return 8.43% aur 3Y return 11.66% hai. Isliye, fund A give better returns in the long run.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer 1.43% hai aur fund B ka riskometer 1.66% hai. Volatility ke hisab se, fund A ka volatility 11.37% hai, jabki fund B ka volatility 13.4% hai. Sharpe ratio ke hisab se, fund A ka Sharpe ratio 0.52 hai, jabki fund B ka Sharpe ratio 0.39 hai. Isliye, fund A risk-adjusted return mein better hai.
Q3: Which fund is more cost-effective?
Fund A mein expense ratio 1.43% hai, jabki fund B mein 1.66% hai. Isliye, fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price