SBI Blue Chip Fund vs Angel One Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
12.7%
Dekho, aaj hum do mutual funds ki comparison karne ja rahe hain - SBI Blue Chip Fund aur Angel One Mutual Fund Multi Cap Fund. Ye dono funds apne riske ki visheshtayein aur aavashyakataon ke liye vishesh roop se design kiye gaye hain. Aaj hum is article mein in dono funds ki tulna karke dekhein ki koi kaun se fund better hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BAngel One Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Angel One Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 166.74 | 8.38 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.86 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 13.4 |
| Sharpe Ratio | 0.52 | 1.52 |
| 1 Year Return (%) | -0.75% | -11.42% |
| 3 Year Return (%) | 12.44% | 12.7% |
| 5 Year Return (%) | 13.47% | 7.44% |
| Since Launch (%) | 22.61% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 32% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye, Fund A ki sabse badi khaas baat yeh hai ki yeh 5 saal mein 13.47% ki return deta hai, jabki Fund B ki 5 saal ki return sirf 7.44% hai. Lekin, Fund B ka expense ratio 1.68% hai, jo Fund A ke 1.43% se zyada hai. Haan, Fund B ka riskometer bhi Very High hai, lekin yeh Fund A se kam volatility vala fund hai. Dekhiye, isme kya hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Angel One Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 12.7%
- AUM: 1.86 Lac Cr
- Sharpe Ratio: 1.52
📈 SIP Suitability
SIP suitibility ke liye, hum dono funds ki consistency aur return stability ko dekhenge. Fund A ki 1 saal ki return -0.75% hai, lekin Fund B ki 1 saal ki return -11.42% hai. Haan, Fund A ka 3 saal ka return 12.44% hai, jabki Fund B ka 3 saal ka return 12.7% hai. Chaliye, yeh dono funds SIP ke liye dono hi suitable hain, lekin Fund A ka return thoda stable hai.
⚠️ Risk & Cost Analysis
Risk & cost analysis ke liye, hum dono funds ki riskometer, volatility, Sharpe ratio, aur expense ratio ko dekhenge. Fund A ka riskometer Very High hai, lekin yeh Fund B se kam volatility vala fund hai. Fund B ka Sharpe ratio 1.52 hai, jo Fund A ka 0.52 se zyada hai. Haan, Fund B ka expense ratio 1.68% hai, jo Fund A ke 1.43% se zyada hai. Dekhiye, isme kya hai.
📊 Portfolio Diversification
Portfolio diversification ke liye, hum dono funds ki asset allocation aur top holdings concentration ko dekhenge. Fund A ka 97.26% assets equity mein invest kiye gaye hain, jabki Fund B ka 97% assets equity mein invest kiye gaye hain. Haan, Fund A ka top holdings concentration HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. par hai, jabki Fund B ka top holdings concentration HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. par bhi hai. Chaliye, yeh dono funds ki top holdings concentration ek hi sector mein hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Angel One Mutual Fund Multi Cap Fund
₹1211348.26
@12.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans. Fund A 5 saal mein 13.47% ki return deta hai, jo Fund B ki 7.44% se zyada hai, isliye Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Ans. Fund B ka riskometer Very High hai, lekin yeh Fund A se kam volatility vala fund hai. Fund B ka Sharpe ratio 1.52 hai, jo Fund A ka 0.52 se zyada hai, isliye Fund B ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Ans. Fund A ka expense ratio 1.43% hai, jo Fund B ka 1.68% se kam hai, isliye Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price