SBI Blue Chip Fund vs Angel One Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
6.76%
Ab aap dono funds ka category alag-alag hai, Large Cap aur Liquid Fund. Ham aaj in dono funds ka comparison karenge aur dekhein kis fund mein long-term wealth creation ke liye better investment hoga.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BAngel One Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Angel One Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 166.74 | 2132.04 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.67 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.37 | 0.11 |
| Sharpe Ratio | 0.52 | 2.36 |
| 1 Year Return (%) | -0.75% | 6.03% |
| 3 Year Return (%) | 12.44% | 6.76% |
| 5 Year Return (%) | 13.47% | 5.95% |
| Since Launch (%) | 22.61% | 6.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 13 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | N/A |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 221% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, Fund A ke 3Y return 12.44% hai, jo Fund B ke 6.76% se zyada hai. Expense ratio ke maadhyam se bhi Fund A chhota hai, jo 1.43% hai. Riskometer ke maadhyam se bhi Fund A zyada risk lagta hai, lekin sharpe ratio ke maadhyam se Fund B zyada risk-adjusted returns deta hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
📈 SIP Suitability
Monthly SIP ke liye, Fund A zyada consistent return deta hai, lekin Fund B zyada stability se deta hai. Dekho, Fund B ka 1Y return 6.03% hai, jiski comparision Fund A ke 1Y return -0.75% se karni hogi.
⚠️ Risk & Cost Analysis
Volatility ke maadhyam se dekha jata hai ki Fund A zyada risky hai, jo 11.37 hai. Lekin sharpe ratio ke maadhyam se Fund B zyada risk-adjusted returns deta hai. Expense ratio ke maadhyam se bhi Fund B chhota hai, jo 0.12% hai.
📊 Portfolio Diversification
Asset allocation ke maadhyam se dekha jata hai ki Fund A zyada diversified portfolio deta hai, jo 97.26% equity aur 0.78% T-Bills se hai. Lekin sector risk ke maadhyam se Fund B zyada diversified deta hai, jo State Bank of India CD aur HDFC Bank CD se hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 13.47% hai, jo Fund B ka 5.95% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer Very High hai, lekin sharpe ratio ke maadhyam se Fund A zyada risk-adjusted returns deta hai. Lekin, Fund B ka Sharpe ratio 2.36 hai, jo Fund A ka 0.52 se zyada hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.12% hai, jo Fund A ka 1.43% se chhota hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price