SBI Blue Chip Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
12.3%
Dekho, aapke paas do mutual funds hain - SBI Blue Chip Fund aur Angel One Mutual Fund Balanced Advantage Fund. Ye dono alag-alag categories ka hain. SBI Blue Chip Fund ek Large Cap fund hai, jabki Angel One Mutual Fund Balanced Advantage Fund ek Balanced Hybrid fund hai. Yahan hum aapko kuch naya seekhne ka mauka denge.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Angel One Mutual Fund |
| Category | Large Cap | Balanced Hybrid |
| NAV (₹) | 166.74 | 16.39 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 11.37 | 8.79 |
| Sharpe Ratio | 0.52 | 0.66 |
| 1 Year Return (%) | -0.75% | 3.08% |
| 3 Year Return (%) | 12.44% | 12.3% |
| 5 Year Return (%) | 13.47% | 7.51% |
| Since Launch (%) | 22.61% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 8% | 127% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, SBI Blue Chip Fund, 3Y return mein 12.44% return diya hai, jabki Fund B, Angel One Mutual Fund Balanced Advantage Fund, 3Y return mein 12.3% return diya hai. Lekin expense ratio ke hisab se, Fund B bahut kam expense ratio ke saath aayega. Riskometer se bhi, Fund B Moderately High riskometer ka hai, jis se lagta hai ki yeh Fund A ke Very High riskometer se kam risk wala hai. Haan, to hum apne verdict mein kaha jata hai ki Fund B, Angel One Mutual Fund Balanced Advantage Fund, long-term wealth creation ke liye aapke liye behtar fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Monthly SIP ke liye aapko ek stable return chahiye. Dekho, Fund A ka 1Y return -0.75% hai, jabki Fund B ka 1Y return 3.08% hai. Isliye, Fund B SIP ke liye aapke liye behtar option hai. Chaliye, Fund A ka 3Y return 12.44% hai, jabki Fund B ka 3Y return 12.3% hai. To, dono fund stable returns dete hain, lekin Fund A slightly behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ka hisab karte hue, hum dhoondh rahe hain ki aapko kis fund ka khilaf jalan chahiye. Fund A ka riskometer Very High hai, lekin Fund B ka Moderately High hai. Volatility se bhi, Fund A 11.37 hai, jabki Fund B 8.79 hai. Sharpe ratio se, Fund B 0.66 hai, jabki Fund A 0.52 hai. To, Fund B aapko better risk-adjusted returns denewala hai.
📊 Portfolio Diversification
Aapko portfolio diversification kaafi important hai. Dekho, Fund A ka asset allocation Equity mein 97.26% hai, jabki Fund B ka asset allocation Equity mein 65.00% hai. Isliye, Fund B aapke portfolio ko thoda aur diversified bana sakta hai. Top holdings mein, dono fund HDFC Bank Ltd. aur ICICI Bank Ltd. ko top 3 holding mein rakhte hain. Lekin Fund A ka Reliance Industries Ltd. ka holding 6.56% hai, jabki Fund B ka holding 4.5% hai. To, Fund A ka portfolio sector risk se aur riski hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 13.47% hai, jabki Fund B ka 5Y return 7.51% hai. Isliye, Fund A long run mein aapko better returns denewala hai.
Q2: Is the higher risk fund worth it?
Haan, to Fund A ka higher risk fund hai. Lekin volatility aur Sharpe ratio ka hisab karte hue, Fund B aapko better risk-adjusted returns denewala hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.78% hai, jabki Fund A ka expense ratio 1.43% hai. Isliye, Fund B aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price