SBI Blue Chip Fund vs Aditya Birla Sun Life Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.14%
Aaj hum do bade fund A aur B ki tulna karenge. Dono fund Large Cap category mein hain. Aapko is article mein fund B ki tulna, performance, aur riskometer ke baare mein jaanakar aapke long-term investment ke liye fund B ki adhiktaa ka faisla karna hogaa.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BAditya Birla Sun Life Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Aditya Birla Sun Life |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 1009.42 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 12.61 |
| Sharpe Ratio | 0.52 | 0.61 |
| 1 Year Return (%) | -0.75% | 2.72% |
| 3 Year Return (%) | 12.44% | 14.14% |
| 5 Year Return (%) | 13.47% | 10.5% |
| Since Launch (%) | 22.61% | 14.49% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Mahesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 29% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hum fund B ko aage rakhenge. Yeh fund 3Y return mein 14.14% ki return de raha hai, jo fund A ke 12.44% se adhik hai. Lekin expense ratio ke maamle mein, fund A kam expense ratio wala hai. Riskometer ke maamle mein, dono fund very high riskometer par hain, lekin fund B ke sharpe ratio fund A ke sharpe ratio se adhik hai, jiska matlab hai ki fund B ki return risk se adhik hai. Haan, fund B ka 5Y return fund A ke 13.47% se kam hai. Lekin overall, fund B ke liye long-term wealth creation ke liye aapka fund B invest karna achha rahega.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Aditya Birla Sun Life Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.14%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
SIP investment ke liye, hum fund B ko aage rakhenge. Yeh fund aapke monthly SIP ke liye consistency aur return stability ke maamle mein adhik suitable hai. Fund B ka 3Y return fund A ke 12.44% se adhik hai, aur expense ratio ke maamle mein bhi fund B kam expense ratio wala hai.
⚠️ Risk & Cost Analysis
Riskometer ke maamle mein, dono fund very high riskometer par hain. Lekin volatility ke maamle mein, fund B ki volatility fund A ki volatility se adhik hai. Sharpe ratio ke maamle mein, fund B ka sharpe ratio fund A ke sharpe ratio se adhik hai, jiska matlab hai ki fund B ki return risk se adhik hai. Expense ratio ke maamle mein, fund B kam expense ratio wala hai. Haan, fund B ka 5Y return fund A ke 13.47% se kam hai. Lekin overall, fund B ke liye risk-adjusted returns mein aapka fund B invest karna achha rahega.
📊 Portfolio Diversification
Asset allocation ke maamle mein, dono fund aapke large cap fund ke liye suitable hain. Fund B ka equity allocation fund A ke equity allocation se kam hai, lekin T-Bills ke maamle mein fund B ka T-Bills allocation fund A ke T-Bills allocation se adhik hai. Top holdings concentration ke maamle mein, dono fund aapke large cap fund ke liye suitable hain.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Aditya Birla Sun Life Large Cap Fund
₹1321695.07
@14.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A ka 5Y return fund B ke 10.5% se adhik hai, lekin fund A ka expense ratio fund B ke expense ratio se adhik hai. Lekin overall, fund B ke liye long-term wealth creation ke liye aapka fund B invest karna achha rahega.
Q2: Is the higher risk fund worth it?
Haan, fund B ka sharpe ratio fund A ke sharpe ratio se adhik hai, jiska matlab hai ki fund B ki return risk se adhik hai. Lekin volatility ke maamle mein, fund B ki volatility fund A ki volatility se adhik hai. Lekin overall, fund B ke liye risk-adjusted returns mein aapka fund B invest karna achha rahega.
Q3: Which fund is more cost‑effective?
Sach ye hai, fund B ka expense ratio fund A ke expense ratio se kam hai. Lekin AUM ke maamle mein, fund A ka AUM fund B ke AUM se adhik hai. Lekin overall, fund B ke liye cost-effectiveness ke maamle mein aapka fund B invest karna achha rahega.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price