Quantum Mutual Fund Liquid Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.56%
3Y Return
11.66%
Dekho, aapko do mutual funds mil rahe hain, ek Liquid Fund aur ek ELSS. Fund A, Quantum Mutual Fund Liquid Fund, aur Fund B, Axis ELSS Tax Saver Fund. Chaliye, hum inki category, returns, aur risk ko compare karte hain, taki aap jaan sakein ki kaunsa fund aapke liye better hai. Haan, ismein hum aapko bataayenge ki inmein se kaunsa fund long-term wealth creation ke liye achha hai.
| Parameter | AQuantum Mutual Fund Liquid Fund - Direct Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Quantum Mutual Fund | Axis Mutual Fund |
| Category | Liquid Fund | ELSS |
| NAV (₹) | 37.04 | 104.77 |
| AUM (₹ Cr) | 4.34 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.66% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.4 |
| Sharpe Ratio | 0.55 | 0.39 |
| 1 Year Return (%) | 5.71% | -2.52% |
| 3 Year Return (%) | 6.56% | 11.66% |
| 5 Year Return (%) | 5.82% | 8.43% |
| Since Launch (%) | 6.72% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 9 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Atul Kumar (3.5 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.56% |
| Portfolio Turnover | 231% | 14% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ka 3Y return 6.56% hai, jo ki Fund B se zyada stable hai. Aur, Fund A ka expense ratio 0.12% hai, jo ki Fund B ke 1.66% se bahut kam hai. Lekin, Fund B ka riskometer very high hai, jo ki investors ke liye chinta ka vishay ho sakta hai. Isliye, hum kehte hain ki Fund A long-term wealth creation ke liye better hai.
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Dekho, agar aap monthly SIP ke liye soch rahe hain, to Fund A better hai. Kyonki, Fund A ka return stability aur consistency achha hai, aur yeh liquid fund hai, isliye aapko apne paise nikalne mein bhi aasani hogi. Chaliye, Fund A mein SIP shuru karte hain, aur long-term mein iska fayda uthate hain.
⚠️ Risk & Cost Analysis
Haan, risk aur cost analysis ke hisab se, Fund A better hai. Fund A ka riskometer low hai, aur volatility 0.11 hai, jo ki Fund B ke 13.4 se bahut kam hai. Aur, Fund A ka Sharpe ratio 0.55 hai, jo ki Fund B ke 0.39 se zyada hai. Isliye, hum kehte hain ki Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Dekho, asset allocation ke hisab se, Fund A mein T-Bills, CD, CP, aur Cash hai, jo ki diversified hai. Lekin, Fund B mein sirf equity hai, jo ki sector risk ko badhata hai. Chaliye, hum Fund A ko more diversified maante hain, aur yeh investors ke liye better hai.
SIP Calculator – Compare Growth Potential
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 8.43% hai, jo ki Fund A ke 5.82% se zyada hai. Lekin, Fund B ka risk bhi zyada hai.
Q2: Is the higher risk fund worth it?
N/A, iska jawab investors ke risk appetite par nirbhar karta hai, lekin hum kehte hain ki Fund A ka risk-adjusted return better hai.
Q3: Which fund is more cost‑effective?
Fund A ka expense ratio 0.12% hai, jo ki Fund B ke 1.66% se bahut kam hai. Isliye, hum kehte hain ki Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price