Old Bridge Mutual Fund Liquid Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Agar aap ek liquid fund aur ek large cap fund ke beech mein confuse ho, toh yeh post aapki madad karega. Dekho, hum Fund A aur Fund B ke beech mein compare karenge, taki aap jaante hain ki kis fund mein nivesh karna accha rahega.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | UTI Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 497.22 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.79 |
| Sharpe Ratio | 3.58 | 0.7 |
| 1 Year Return (%) | 6.17% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 50.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | V. Srivatsa (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 21% |
🤖 AI Verdict – Which is Better?
Haan, Fund B jyada risk lene vale fund hai, lekin 3Y return mein se 14.7% ka return diya hai, jisse Fund A ke 6.93% ka return se jyada hai. Lekin expense ratio ke point par Fund A 0.12% ka expense ratio deta hai, jisse Fund B ke 0.52% se kam hai. Sach ye hai, Fund B ka 5Y return 12.03% hai, lekin ismein jyada risk hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
SIP ke liye, hamaare paas Fund A aur Fund B donon ke 3Y aur 5Y return hain. Fund A ka 3Y return 6.93% hai, jisse Fund B ke 14.7% se kam hai, lekin Fund A ka 5Y return 6.11% hai, jisse Fund B ka 12.03% se kam hai. Isliye, Fund A ke liye SIP accha hai.
⚠️ Risk & Cost Analysis
Riskometer ke point par Fund A ka riskometer Low hai, jisse Fund B ka Very High se kam hai. Volatility ke point par Fund B ka 11.79% ki volatility hai, jisse Fund A ka 0.12% se kam hai. Sharpe ratio ke point par Fund A ka 3.58 sharpe ratio hai, jisse Fund B ka 0.7 se kam hai. Expense ratio ke point par Fund A ka 0.12% ka expense ratio hai, jisse Fund B ke 0.52% se kam hai.
📊 Portfolio Diversification
Asset allocation ke point par Fund A ka asset allocation T-Bills: 65.00%, CD: 20.00%, CP: 10.00%, aur Cash: 5.00% hai. Fund B ka asset allocation Equity: 96.00%, aur T-Bills: 4.00% hai. Top holdings concentration ke point par Fund A ka top 3 holdings State Bank of India CD (8.5%), HDFC Bank CD (7.2%), aur Reliance Industries T-Bills (6.8%) hai. Fund B ka top 3 holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B ka 5Y return 12.03% hai, jisse Fund A ka 6.11% se kam hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, Fund B ka 14.7% ka 3Y return hai, lekin ismein jyada risk hai.
Q3: Which fund is more cost-effective?
Answer: Fund A ka expense ratio 0.12% hai, jisse Fund B ke 0.52% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price