Old Bridge Mutual Fund Liquid Fund vs Tata Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.93%
Dekho, aaj hum do mutual funds ke beech compare karenge - Old Bridge Mutual Fund Liquid Fund aur Tata Mutual Fund Liquid Fund. Ye dono fund liquid category mein hain lekin aapko pata hoga ki koi bhi investment me risk hota hai. Aaj hum aapko batayenge ki yeh dono fund kaise perform karte hain aur aapko kya benefits mil sakte hain.
[VERDICT]| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BTata Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Tata Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 5622.79 |
| AUM (₹ Cr) | 4.73 Lac Cr | 3.50 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.13 |
| Sharpe Ratio | 3.58 | 3.31 |
| 1 Year Return (%) | 6.17% | 6.17% |
| 3 Year Return (%) | 6.93% | 6.93% |
| 5 Year Return (%) | 6.11% | 6.11% |
| Since Launch (%) | 50.63% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Sonam Udasi (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 239% | 297% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai ki 3Y return aur expense ratio ke hisaab se Old Bridge Mutual Fund Liquid Fund better hai. Ye fund 3Y return mein 6.93% ki return deta hai jabki Tata Mutual Fund Liquid Fund 6.93% ki return deta hai lekin expense ratio me 0.12% ki kami hai. Riskometer bhi Low hai, jisse aapko chinta nahin hogi.
[SIP_SUITABILITY]Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Tata Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.50 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
Chaliye, SIP ke liye dono fund thode hi alag hain. Lekin Old Bridge Mutual Fund Liquid Fund ke 5Y return mein stability hai, jisse aapka SIP long-term ke liye better hai. Volatility 0.12 hai, jisse aapka investment risk mein nahin padta.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se Old Bridge Mutual Fund Liquid Fund better hai. Sharpe ratio bhi 3.58 hai, jisse aapko pata chalta hai ki fund ki return risk se chhutti hai. Expense ratio 0.12% hai, jisse aapka investment cost mein kam padta hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation ke hisaab se dono fund alag hain. Old Bridge Mutual Fund Liquid Fund mein 65% T-Bills, 20% CD aur 10% CP hai. Tata Mutual Fund Liquid Fund mein bhi 65% T-Bills, 20% CD aur 10% CP hai. Lekin Old Bridge Mutual Fund Liquid Fund ke top 3 holdings mein State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hai, jisse sector risk hai.
[FAQ]SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Tata Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Old Bridge Mutual Fund Liquid Fund ki 5Y return 6.11% hai, jisse ye fund long-term ke liye better hai.
Q2: Is the higher risk fund worth it?
Tata Mutual Fund Liquid Fund ki volatility 0.13 hai, jisse yeh fund risk mein hai. Sharpe ratio bhi kam hai, jisse yeh fund risk-adjusted returns mein kam hai.
Q3: Which fund is more cost-effective?
Old Bridge Mutual Fund Liquid Fund ki expense ratio 0.12% hai, jisse yeh fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price