Old Bridge Mutual Fund Liquid Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Dekho, aap log mutual funds ki duniya mein naye hain lekin aapko pata hai ki kya hai Liquid fund aur Large Cap fund. Aaj hum aapko Fund A - Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth aur Fund B - Tata Mutual Fund Large Cap Fund - Direct Plan - Growth ke beech ka sawal karenge. Chaliye, yeh janne ke liye ki kya fund aapke liye achha hai.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Tata Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 497.22 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 12.94 |
| Sharpe Ratio | 3.58 | 0.63 |
| 1 Year Return (%) | 6.17% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 50.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Sonam Udasi (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 32% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund B - Tata Mutual Fund Large Cap Fund - Direct Plan - Growth kuchh bhi nahi hai apne 3Y return, expense ratio aur risk ke liye. Fund A ki 3Y return 6.93% hai, lekin Fund B ki 3Y return 14.7% hai. Expense ratio bhi Fund A ka 0.12% hai, lekin Fund B ka 0.52% hai. Aur riskometer, volatility, Sharpe ratio sabhi mein Fund B kuchh bhi nahi hai. Haan, Fund A ka AUM 47304 Cr hai, lekin Fund B ka AUM 19320 Cr hai. Lekin, risk ke liye, Fund B kuchh bhi nahi hai. Dekho, yeh fund bhi kuchh risk hai, lekin long-term wealth creation ke liye, yeh fund aapke liye achha hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Dekho, aap monthly SIP ke liye kis fund ko chunenge? Chaliye, ye janne ke liye ki kis fund ki consistency aur return stability kuchh bhi nahi hai. Fund A ki 1Y return 6.17% hai, lekin Fund B ki 1Y return -4.02% hai. Lekin, 5Y return mein Fund A ki return 6.11% hai, lekin Fund B ki return 12.03% hai. Haan, Fund A ka expense ratio 0.12% hai, lekin Fund B ka expense ratio 0.52% hai. Lekin, Fund A ka AUM 47304 Cr hai, lekin Fund B ka AUM 19320 Cr hai. Sach ye hai, long-term ke liye Fund B aapke liye achha hai.
⚠️ Risk & Cost Analysis
Haan, riskometer, volatility, Sharpe ratio aur expense ratio sabhi mein Fund B kuchh bhi nahi hai. Fund A ka riskometer Low hai, lekin Fund B ka riskometer Very High hai. Volatility bhi Fund A ka 0.12 hai, lekin Fund B ka 12.94 hai. Sharpe ratio bhi Fund A ka 3.58 hai, lekin Fund B ka 0.63 hai. Aur expense ratio bhi Fund A ka 0.12% hai, lekin Fund B ka 0.52% hai. Lekin, Fund B kuchh risk hai, lekin risk-adjusted returns ke liye Fund B kuchh bhi nahi hai.
📊 Portfolio Diversification
Dekho, aapko pata hai ki Fund A ka asset allocation kya hai. T-Bills 65.00%, CD 20.00%, CP 10.00% aur Cash 5.00% hai. Aur Fund B ka asset allocation kya hai. Equity 96.00% aur T-Bills 4.00% hai. Haan, Fund A ka top holdings kya hai. State Bank of India CD 8.5%, HDFC Bank CD 7.2% aur Reliance Industries T-Bills 6.8%. Aur Fund B ka top holdings kya hai. HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8% aur Reliance Industries Ltd. 6.9%. Lekin, Fund B kuchh sector risk hai. Haan, Fund A kuchh sector risk nahi hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B - Tata Mutual Fund Large Cap Fund - Direct Plan - Growth ki 5Y return 12.03% hai, jiska 3Y return 14.7% hai. Isliye, Fund B aapke liye long-term mein achha hai. Haan, Fund A ki 5Y return 6.11% hai, jiska 3Y return 6.93% hai. Lekin, Fund B ki performance Fund A se bhi achhi hai.
Q2: Is the higher risk fund worth it?
Fund B ka volatility 12.94 hai, jo ki Fund A ka 0.12 se kuchh bhi nahi hai. Lekin, Fund B ka Sharpe ratio 0.63 hai, jo ki Fund A ka 3.58 se kuchh bhi nahi hai. Isliye, Fund B kuchh risk hai, lekin risk-adjusted returns ke liye Fund B kuchh bhi nahi hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jo ki Fund B ka 0.52% se kuchh bhi nahi hai. Isliye, Fund A aapke liye cost-effective hai. Haan, Fund A ka AUM 47304 Cr hai, lekin Fund B ka AUM 19320 Cr hai. Lekin, Fund A ki performance Fund B se bhi achhi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price