Old Bridge Mutual Fund Liquid Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
22.93%
Dekho, today humein do mutual funds ke beech ka comparison karna hai - Old Bridge Mutual Fund Liquid Fund aur Sundaram Mutual Fund Multi Cap Fund. Ye donon fund alag-alag category mein aate hain. Inme se Liquid Fund ka mukhya lakshya cash ko bachane ke liye nivesh hota hai jabki Multi Cap Fund me aapko market ki sabhi sectors mein investment karna hota hai. Is article mein humein in dono fund ke beech ka comparison karna hai aur aapko pata chalne wala hai ki aapka paisa kahan invest karna chahiye.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Sundaram Mutual Fund |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 5622.79 | 1431.56 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 14.8 |
| Sharpe Ratio | 3.58 | 1.11 |
| 1 Year Return (%) | 6.17% | 6.91% |
| 3 Year Return (%) | 6.93% | 22.93% |
| 5 Year Return (%) | 6.11% | 19.07% |
| Since Launch (%) | 50.63% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | S. Krishnakumar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 239% | 50% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki long-term wealth creation ke liye humein ek fund ko chunana hai jo aapke investment ko secure aur steady return deta hai. Isliye, maine apne expertise ke anusaar 3Y return, expense ratio, aur risk ke mukabale Sundaram Mutual Fund Multi Cap Fund ko achiya fund ke roop mein chuna. Yeh fund aapko 22.93% ki return deta hai, lekin yeh ek high-risk fund hai. Isliye, aapko apne investment ke liye market ki hali aur aapke apne investment goal ke hisaab se fund chunna chahiye.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Haan, yeh dono fund SIP ke liye achi hai, lekin Fund A (Old Bridge Mutual Fund Liquid Fund) aapke SIP ke 10+ saal ke liye consistent return deta hai. Is liye, Fund A aapke SIP ke liye achi hai. Yeh fund kam volatility aur steady return deta hai, jo aapke SIP ke liye accha hai.
⚠️ Risk & Cost Analysis
Chaliye, ab hum riske ke mukabale dono fund ka analysis karenge. Fund A ka riskometer low hai aur volatility 0.12% hai, jo kam hai. Iske alawa, expense ratio bhi kam hai, jo 0.12% hai. Fund B ka riskometer high hai aur volatility 14.8% hai, jo bahut kam hai. Iske alawa, expense ratio bhi kam hai, jo 1.68% hai. Isliye, Fund A ke mukabale Fund B aapke riske-adjusted return ke liye kam achha hai.
📊 Portfolio Diversification
Sach ye hai ki Fund A ka asset allocation aapke portfolio ko diversify karne ke liye accha hai. Yeh fund T-Bills, CD, CP, aur cash mein 65%, 20%, 10%, aur 5% investment karta hai, jo aapke portfolio ko secure rakhta hai. Fund B ka asset allocation aapke portfolio ko sector risk mein daalta hai, kyonki yeh fund equity mein 97% investment karta hai. Isliye, Fund A ke mukabale Fund B ka portfolio diversification kam accha hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B (Sundaram Mutual Fund Multi Cap Fund) 5 saal ka return 19.07% hai, jo Fund A (Old Bridge Mutual Fund Liquid Fund) se kam hai. Isliye, Fund B aapke long-run return ke liye achha hai.
Q2: Is the higher risk fund worth it?
Haan, yeh fund worth hai kyonki yeh aapko high return deta hai. Lekin, yeh fund aapke risk takat se juda hai. Isliye, aapko apne investment ke liye market ki hali aur aapke apne risk takat ke hisaab se fund chunna chahiye.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund A (Old Bridge Mutual Fund Liquid Fund) expense ratio low hai, jo 0.12% hai. Iske alawa, Fund A ke expense ratio Fund B (Sundaram Mutual Fund Multi Cap Fund) se kam hai, jo 1.68% hai. Isliye, Fund A aapke investment ke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price