Old Bridge Mutual Fund Liquid Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
13.45%
Ab aapke paas do mutual funds hain jo ki aapko invest karne ke liye theek lagte hain. Fund A, Old Bridge Mutual Fund Liquid Fund Direct Plan Growth hai jo ki liquid fund category mein aata hai. Fund B, SBI Small Cap Fund Direct Plan Growth hai jo ki small cap category mein aata hai. Ye dono funds aapko long-term wealth creation ke liye invest karne ke liye theek lagte hain lekin kya aapke liye best hai, iske baare mein humein aaj aapko batayenge.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | SBI Mutual Fund |
| Category | Liquid Fund | Small Cap |
| NAV (₹) | 5622.79 | 192.12 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.82% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 17.83 |
| Sharpe Ratio | 3.58 | 0.39 |
| 1 Year Return (%) | 6.17% | 0.06% |
| 3 Year Return (%) | 6.93% | 13.45% |
| 5 Year Return (%) | 6.11% | 14.57% |
| Since Launch (%) | 50.63% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | R. Srinivasan (10.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 239% | 23% |
🤖 AI Verdict – Which is Better?
Haan, humein lagta hai ki Fund A, Old Bridge Mutual Fund Liquid Fund Direct Plan Growth long-term wealth creation ke liye better fund hai. Iska reason yeh hai ki 3Y return 6.93% hai, expense ratio 0.12% hai, aur riskometer low hai. Fund B, SBI Small Cap Fund Direct Plan Growth ka 3Y return 13.45% hai, lekin expense ratio 0.82% hai, aur riskometer very high hai. Haan, humein lagta hai ki Fund A better fund hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Chaliye, SIP suitabiility ke liye Fund A better hai. Iska reason yeh hai ki Fund A ka 1Y return 6.17% hai, lekin Fund B ka 1Y return 0.06% hai. Haan, Fund A ka return jyada stable hai, isliye yeh SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Lekin, riskometer aur volatility ke liye Fund B better hai. Fund B ka riskometer very high hai, lekin sharpe ratio low hai. Haan, Fund A ka riskometer low hai, lekin sharpe ratio high hai. Isliye, humein lagta hai ki Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation ke liye Fund A better hai. Fund A ka asset allocation T-Bills 65.00%, CD 20.00%, CP 10.00%, aur cash 5.00% hai. Fund B ka asset allocation equity 91.00% aur cash & equivalents 9.00% hai. Haan, Fund A ka asset allocation jyada diversified hai, isliye yeh better hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 6.11% hai, jo ki Fund B ka 5Y return 14.57% se jyada hai. Isliye, Fund B better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka higher risk hai, lekin sharpe ratio low hai. Isliye, humein lagta hai ki Fund B ka higher risk jyada cost hai.
Q3: Which fund is more cost-effective?
Haan, Fund A expense ratio 0.12% hai, jo ki Fund B ka expense ratio 0.82% se jyada low hai. Isliye, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price