Old Bridge Mutual Fund Liquid Fund vs SBI Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
15.45%
Dekho, aap logon ke pass do fund options hain - Old Bridge Mutual Fund Liquid Fund aur SBI Midcap Fund. Ye don't hai ek liquid fund aur doosra midcap fund. Aaj hum is article mein aapko bataenge ki aapki paise ke liye kaunsa fund better hai. Chaliye shuru karte hain.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BSBI Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | SBI Mutual Fund |
| Category | Liquid Fund | Mid Cap |
| NAV (₹) | 5622.79 | 264.93 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.32 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.62% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 14.71 |
| Sharpe Ratio | 3.58 | 0.61 |
| 1 Year Return (%) | 6.17% | 1.71% |
| 3 Year Return (%) | 6.93% | 15.45% |
| 5 Year Return (%) | 6.11% | 16.58% |
| Since Launch (%) | 50.63% | 18.28% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Bhavin Vithlani; Pradeep Kesavan (2.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | Bharat Heavy Electricals Ltd. (3.79%), Torrent Power Ltd. (3.73%), Adani Energy Solutions Ltd. (3.49%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 93.08% | T-Bills: 1.19% | Futures: 0.29% |
| Portfolio Turnover | 239% | 33% |
🤖 AI Verdict – Which is Better?
Haan, fund B ki 3Y return 15.45% hai, jo fund A se bahut high hai. Lekin expense ratio bhi 1.62% hai, jo fund A ki 0.12% se bahut high hai. Isliye, humein lagta hai ki fund A better hai long-term wealth creation ke liye. Sach ye hai, riskometer bhi fund A ki side hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider SBI Midcap Fund?
- Expense ratio: 1.62%
- 3Y return: 15.45%
- AUM: 2.32 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
SIP Suitability ke liye, humein consistency aur return stability ka dhyan dena hoga. Dekho, fund A ki 1Y return 6.17% hai, jo fund B ki 1.71% se bahut high hai. Chaliye 10+ years ke liye, fund A hi better hai SIP ke liye.
⚠️ Risk & Cost Analysis
Ismein hum riskometer, volatility, Sharpe ratio, aur expense ratio ka compare karenge. Dekho, fund A ki riskometer low hai, volatility 0.12 hai, aur Sharpe ratio 3.58 hai. Fund B ki riskometer very high hai, volatility 14.71 hai, aur Sharpe ratio 0.61 hai. Isliye, fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka compare karenge. Dekho, fund A ki 65.00% asset allocation T-Bills mein hai, aur top 3 holdings mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain. Fund B ki 93.08% asset allocation equity mein hai, aur top 3 holdings mein Bharat Heavy Electricals Ltd., Torrent Power Ltd., aur Adani Energy Solutions Ltd. hain. Isliye, fund A more diversified hai portfolio ke liye.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
SBI Midcap Fund
₹1432566.71
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer hai ki fund A ki 5Y return 6.11% hai, jo fund B ki 16.58% se bahut low hai. Isliye, fund B better returns provide karta hai long run mein.
Q2: Is the higher risk fund worth it?
Answer hai ki fund B ki volatility 14.71 hai, aur Sharpe ratio 0.61 hai. Isliye, fund B ke liye high risk hai, aur Sharpe ratio se bhi low hai. Isliye, fund B ki higher risk fund worth nahi hai.
Q3: Which fund is more cost-effective?
Answer hai ki fund A ki expense ratio 0.12% hai, jo fund B ki 1.62% se bahut low hai. Isliye, fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price