Old Bridge Mutual Fund Liquid Fund vs Quantum Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
7.98%
Agar aapko pata hai ki kya chahiye aapke investment ke liye, toh aapko shayad jaanne ho ki kya hai liquid fund aur multi cap fund. Aaj hum aapko Fund A ke Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth aur Fund B ke Quantum Mutual Fund Multi Cap Fund - Regular Plan - Growth ke beech mein kaaran dekhenge. Dekho, yeh fund kaun se aadhar par bethe hain.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BQuantum Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Quantum Mutual Fund |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 5622.79 | 8.38 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.73 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 13.65 |
| Sharpe Ratio | 3.58 | 0.27 |
| 1 Year Return (%) | 6.17% | -11.42% |
| 3 Year Return (%) | 6.93% | 7.98% |
| 5 Year Return (%) | 6.11% | 4.71% |
| Since Launch (%) | 50.63% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Atul Kumar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 239% | 35% |
🤖 AI Verdict – Which is Better?
Haan, yeh aasani se kaafi aata hai ki Fund A mein 3Y return 6.93% hai, jabki Fund B mein 7.98% hai. Lekin, expense ratio ka bhi dhyan rakna hoga. Fund A mein expense ratio 0.12% hai, jabki Fund B mein 1.68% hai. Riskometer bhi kaafi aata hai, Fund A mein low riskometer hai, jabki Fund B mein very high riskometer hai. Sach ye hai, Fund A aapke long-term wealth creation ke liye aacha fund ho sakta hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Quantum Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 7.98%
- AUM: 1.73 Lac Cr
- Sharpe Ratio: 0.27
📈 SIP Suitability
Kya aap monthly SIP mein lagataar invest karna chahte hain? Chaliye, Fund A mein 1Y return 6.17% hai, jabki Fund B mein -11.42% hai. Fund A ke 3Y return aur 5Y return stable hai, jabki Fund B ke return bahut kam hai. Haan, Fund A ka consistency aur return stability Fund B se behtar hai.
⚠️ Risk & Cost Analysis
Agar aapko risk nahi pata hai, toh aapko yeh jaanana hoga ki kya aapko kis tarah se risk milta hai. Fund A mein riskometer low hai, volatility 0.12 hai, Sharpe ratio 3.58 hai, aur expense ratio 0.12% hai. Fund B mein riskometer very high hai, volatility 13.65 hai, Sharpe ratio 0.27 hai, aur expense ratio 1.68% hai. Sach ye hai, Fund A mein risk-adjusted return better hai.
📊 Portfolio Diversification
Agar aapko portfolio diversification ka dhyan hai, toh aapko yeh jaanana hoga ki Fund A aur Fund B mein kya asset allocation hai. Fund A mein asset allocation T-Bills 65.00%, CD 20.00%, CP 10.00%, aur cash 5.00% hai. Fund B mein asset allocation equity 97.00% aur T-Bills 3.00% hai. Haan, Fund A mein asset allocation behtar hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Quantum Mutual Fund Multi Cap Fund
₹919786.47
@8.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
5Y return dekhte hue, Fund A ka 6.11% return Fund B ka 4.71% return se behtar hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio dekhte hue, Fund A ka risk-adjusted return Fund B se behtar hai. Isliye, Fund A ka higher risk fund worth nahi hai.
Q3: Which fund is more cost-effective?
Expense ratio dekhte hue, Fund A ka 0.12% expense ratio Fund B ka 1.68% expense ratio se behtar hai. Haan, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price