Old Bridge Mutual Fund Liquid Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.56%
Aapko dekha hai ki hamare paas do liquid fund hain - Old Bridge Mutual Fund aur Quantum Mutual Fund. Ye donon fund low-risk fund hain jo aapke cash balance ko niveshne ke liye upyukt hain. Hamare is article mein hum aapko fund ke return, expense ratio aur asset allocation ke bare mein batayege, isliye ki aapko pata chale ki kis fund mein invest karna achha hai. Dekho, Fund A aur Fund B mein kya antar hai.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Quantum Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 37.04 |
| AUM (₹ Cr) | 4.73 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.11 |
| Sharpe Ratio | 3.58 | 0.55 |
| 1 Year Return (%) | 6.17% | 5.71% |
| 3 Year Return (%) | 6.93% | 6.56% |
| 5 Year Return (%) | 6.11% | 5.82% |
| Since Launch (%) | 50.63% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Atul Kumar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 239% | 231% |
🤖 AI Verdict – Which is Better?
Hamara verdict hai ki Fund A aapke liye better fund hai. Ye fund 3Y return mein 6.93% return deta hai, jo Fund B se zyada hai (6.56%). Iske alawa, yeh fund expense ratio mein bhi kam hai (0.12% vs 0.12%). Riskometer ke hisab se bhi Fund A thoda sa kam risk wala fund hai. Haan, yeh fund aapke cash balance ko thoda sa zyada return de sakta hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Yahaan hamare paas hai ki Fund A apne 3Y return aur expense ratio ke hisab se Fund B se zyada stable fund hai. Isliye, yeh fund aapke 10+ saal ka SIP ke liye upyukt fund hai. Dekho, Fund A ki volatility 0.12 hai, jo Fund B se kam hai (0.11%).
⚠️ Risk & Cost Analysis
Yahaan hamare paas hai ki Fund A aur Fund B ke expense ratio aur volatility ke hisab se humein samajh aata hai ki Fund A kam risk wala fund hai. Iske alawa, Fund A ka Sharpe ratio 3.58 hai, jo Fund B se zyada hai (0.55%). Isliye, Fund A aapke liye better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Yahaan hamare paas hai ki Fund A aur Fund B ke asset allocation ke hisab se humein samajh aata hai ki donon fund mein asset allocation kafi hi similar hai. Iske alawa, donon fund mein top 3 holdings mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain. Haan, Fund A mein asset allocation thoda sa zyada diversified hoti hai. Dekho, Fund A mein T-Bills ka hissa 65% hai, jo Fund B se zyada hai (65%).
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A 5Y return mein 6.11% return deta hai, jo Fund B se kam hai (5.82%). Isliye, Fund A aapke liye better fund hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A kam risk wala fund hai. Iske alawa, Fund A ka Sharpe ratio 3.58 hai, jo Fund B se zyada hai (0.55%). Isliye, Fund A aapke liye better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki donon fund expense ratio mein equal hain (0.12%). Isliye, Fund A aur Fund B dono hi cost-effective hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price