Old Bridge Mutual Fund Liquid Fund vs Quantum Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
dekho, humne Fund A aur Fund B ki comparison ki hai, jo ki Liquid Fund aur Large Cap category mein aati hain. hum yahan aapko bata rahe hain ki in dono funds mein se kaunsa fund aapke long-term wealth creation ke liye behtar hai, aur kyun. chaliye, shuru karte hain.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BQuantum Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Quantum Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 497.22 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.40 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.75 |
| Sharpe Ratio | 3.58 | 0.7 |
| 1 Year Return (%) | 6.17% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 50.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Atul Kumar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 21% |
🤖 AI Verdict – Which is Better?
haan, Fund A aur Fund B ki comparison karne ke baad, humne dekha ki Fund A ka 3Y return 6.93% hai, jo ki Fund B ke 14.7% se kaafi kam hai, lekin riskometer ke maamle mein Fund A ka risk low hai, jabki Fund B ka risk very high hai. isliye, hum kehte hain ki Fund B long-term wealth creation ke liye behtar hai, kyunki uska 3Y return zyada hai, aur expense ratio ke maamle mein bhi Fund A ka expense ratio 0.12% hai, jo ki Fund B ke 0.52% se kaafi kam hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Quantum Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.40 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
sach ye hai ki dono funds mein se koi bhi fund SIP ke liye suitable ho sakta hai, lekin consistency aur return stability ke maamle mein Fund A ka 1Y return 6.17% hai, jo ki Fund B ke -4.02% se zyada hai. isliye, hum kehte hain ki Fund A SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
dekho, riskometer ke maamle mein Fund A ka risk low hai, jabki Fund B ka risk very high hai. volatility ke maamle mein bhi Fund A ka volatility 0.12 hai, jo ki Fund B ke 11.75 se kaafi kam hai. Sharpe ratio ke maamle mein Fund A ka Sharpe ratio 3.58 hai, jo ki Fund B ke 0.7 se zyada hai. isliye, hum kehte hain ki Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
chaliye, asset allocation ke maamle mein Fund A ka asset allocation zyada diversified hai, kyunki usmein T-Bills, CD, CP, aur Cash shamil hain. Fund B ka asset allocation mein sirf Equity aur T-Bills shamil hain. top holdings ke maamle mein bhi Fund A ka top holdings concentration kam hai, kyunki usmein sirf 3 holdings hain jo ki 22.5% se zyada hain. isliye, hum kehte hain ki Fund A zyada diversified hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Quantum Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 12.03% hai, jo ki Fund A ke 6.11% se zyada hai. isliye, hum kehte hain ki Fund B long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
haan, Fund B ka volatility 11.75 hai, jo ki Fund A ke 0.12 se zyada hai, lekin Sharpe ratio ke maamle mein Fund B ka Sharpe ratio 0.7 hai, jo ki Fund A ke 3.58 se kaafi kam hai. isliye, hum kehte hain ki higher risk fund worth it nahi hai.
Q3: Which fund is more cost‑effective?
Fund A ka expense ratio 0.12% hai, jo ki Fund B ke 0.52% se kaafi kam hai. isliye, hum kehte hain ki Fund A zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price