Old Bridge Mutual Fund Liquid Fund vs Quant Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
8.67%
Ab hum do mutual funds ke beech ki comparison karenge, Fund A aur Fund B. Fund A ek liquid fund hai, jabki Fund B ek multi cap fund hai. Is article mein hum aapko batayenge ki Fund A aur Fund B kisse kaam karenge aur kaise aap unke beech choice karein.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BQuant Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Quant Mutual Fund |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 5622.79 | 20.99 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.78 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 14.55 |
| Sharpe Ratio | 3.58 | 0.15 |
| 1 Year Return (%) | 6.17% | 0.18% |
| 3 Year Return (%) | 6.93% | 8.67% |
| 5 Year Return (%) | 6.11% | 7.6% |
| Since Launch (%) | 50.63% | 11.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 239% | 46% |
🤖 AI Verdict – Which is Better?
Humari rai hai ki Fund A ek achha investmnet vikalp hai, kyonki uska 3Y return 6.93% hai, jo Fund B ke 8.67% se kam hai. Lekin, Fund B ka expense ratio 1.68% hai, jo Fund A ke 0.12% se adhik hai. Riskometer ke hisaab se, Fund A ek low-risk fund hai, jabki Fund B ek very high-risk fund hai. Toh, humari rai hai ki Fund A ek achha long-term investment vikalp hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Quant Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 8.67%
- AUM: 1.78 Lac Cr
- Sharpe Ratio: 0.15
📈 SIP Suitability
Ab hum SIP ke liye ek fund ki suitbailty ka dhyan denge. Fund A ke 5Y return 6.11% hai, jo Fund B ke 7.6% se kam hai. Lekin, Fund A ka volatility 0.12 hai, jo Fund B ke 14.55 se kam hai. Isliye, Fund A ek achha SIP vikalp hai, kyonki uska return stable aur consistent hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se, Fund A ek low-risk fund hai, jabki Fund B ek very high-risk fund hai. Lekin, Fund B ka Sharpe ratio 0.15 hai, jo Fund A ke 3.58 se kam hai. Expense ratio ke hisaab se, Fund A ek cost-effective fund hai, kyonki uska expense ratio 0.12% hai, jo Fund B ke 1.68% se kam hai. Isliye, Fund A ek achha risk-adjusted return offer karta hai.
📊 Portfolio Diversification
Ab hum Fund A aur Fund B ke asset allocation aur top holdings ke beech comparison karenge. Fund A ke asset allocation mein 65.00% T-Bills, 20.00% CD, 10.00% CP aur 5.00% cash hai. Fund B ke asset allocation mein 97.00% equity aur 3.00% T-Bills hai. Fund A ka asset allocation jyada diversified hai, lekin Fund B ka asset allocation jyada concentrated hai. Isliye, Fund A ek achha portfolio diversification vikalp hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Quant Mutual Fund Multi Cap Fund
₹956588.14
@8.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans. Fund B fund hai jo 5Y aur 3Y return mein bhi Fund A se adhik return diya hai. Lekin, humari rai hai ki Fund A ek achha long-term investment vikalp hai, kyonki uska expense ratio kam hai aur riskometer low hai.
Q2: Is the higher risk fund worth it?
Ans. N/A
Q3: Which fund is more cost-effective?
Ans. Fund A ek cost-effective fund hai, kyonki uska expense ratio 0.12% hai, jo Fund B ke 1.68% se kam hai. Isliye, Fund A ek achha choice hai aapko investmnet ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price