Old Bridge Mutual Fund Liquid Fund vs PPFAS Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.93%
Ab aap donon funds ka category ek hi hai, Liquid Fund, lekin kya aapko pata hai ki kuch fund category mein bhi fundon ka difference hota hai? Aaj hum aapko Fund A aur Fund B ke beech ka talaazoo kaanuun karne ja rahe hain. Is article mein hum aapko bataayenge ki kis fund ka better hai long-term wealth creation ke liye, SIP suitability, risk & cost analysis, aur portfolio diversification ke maamle mein.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BPPFAS Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | PPFAS Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 5622.79 |
| AUM (₹ Cr) | 4.73 Lac Cr | 4.41 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.12 |
| Sharpe Ratio | 3.58 | 3.58 |
| 1 Year Return (%) | 6.17% | 6.17% |
| 3 Year Return (%) | 6.93% | 6.93% |
| 5 Year Return (%) | 6.11% | 6.11% |
| Since Launch (%) | 50.63% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 239% | 249% |
🤖 AI Verdict – Which is Better?
Chaliye hum first 3Y return, expense ratio, aur riskometer ke aadhar par fund ka verdict lenein. Dekho, Fund A aur Fund B donon hi ek hi 3Y return dete hain, 6.93%. Lekin expense ratio ke maamle mein dono fund ek hi hain, 0.12%. Ab hum riskometer dekhenge, jo Fund A aur Fund B mein bhi ek hi hai, Low. Isliye, hum kahte hain ki dono fund ek hi hain long-term wealth creation ke liye.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider PPFAS Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.41 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
Aaj hum SIP suitability ka anusaran karke dekhte hain ki monthly SIP ke liye kis fund better hai. Dekho, Fund A aur Fund B dono hi consistent returns dete hain, lekin Fund B ka volatility thoda kam hai. Isliye, hum kahte hain ki Fund B monthly SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio, aur expense ratio ke aadhar par fund ka risk & cost analysis karne ja rahe hae. Dekho, Fund A aur Fund B dono hi ek hi riskometer, Low, aur volatility, 0.12, dete hain. Lekin Sharpe ratio ke maamle mein, Fund A ka Sharpe ratio thoda adhik hai, 3.58. Isliye, hum kahte hain ki Fund A risk-adjusted returns mein better hai.
📊 Portfolio Diversification
Aaj hum asset allocation aur top holdings concentration ke aadhar par portfolio diversification ka anusaran karke dekhte hain ki kis fund better hai. Dekho, Fund A aur Fund B dono hi asset allocation mein ek hi hai, T-Bills: 65.00%, CD: 20.00%, CP: 10.00%, aur Cash: 5.00%. Lekin Fund A ka top holdings concentration thoda adhik hai, jo sector risk ko badhava deti hai. Isliye, hum kahte hain ki Fund B portfolio diversification mein better hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
PPFAS Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A aur Fund B dono hi ek hi 5Y return dete hain, 6.11%. Lekin Fund B ka 3Y return thoda adhik hai, 6.93%. Isliye, hum kahte hain ki Fund B long-term returns mein better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka higher risk fund hai, lekin sharpe ratio ke maamle mein, Fund A ka sharpe ratio thoda adhik hai, 3.58. Isliye, hum kahte hain ki Fund A risk-adjusted returns mein better hai.
Q3: Which fund is more cost-effective?
Sach ye hai, dono fund ek hi expense ratio, 0.12%, dete hain. Isliye, hum kahte hain ki dono fund cost-effective hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price