Old Bridge Mutual Fund Liquid Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Aapke paas do mutual funds hain, Fund A Old Bridge Mutual Fund Liquid Fund aur Fund B PPFAS Mutual Fund Large Cap Fund. Yeh do funds aapke paas alag-alag investment options dete hain. Fund A ek liquid fund hai, jo aapke paiso ko zaroorat ke samay uthne ke liye rakhne ke liye upyukt hai. Fund B ek large cap fund hai, jo aapke paiso ko long-term wealth creation ke liye upyukt hai. Main aapko is article me dono funds ke beech ki comparison karenge.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | PPFAS Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 497.22 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 12.07 |
| Sharpe Ratio | 3.58 | 0.68 |
| 1 Year Return (%) | 6.17% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 50.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 24% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, Fund B PPFAS Mutual Fund Large Cap Fund aapke liye better fund hai. Yeh fund 3Y return ke hisab se 14.7% return dete hain, jiska mukhya fund Fund A Old Bridge Mutual Fund Liquid Fund se 10.86% higher hai. Expense ratio ke hisab se bhi Fund B better hai, jo 0.52% hai, jabki Fund A ka expense ratio 0.12% hai. Chaliye Fund B ko long-term wealth creation ke liye aapka fund banayein.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Monthly SIP ke liye, Fund A Old Bridge Mutual Fund Liquid Fund aapke liye better fund hai. Yeh fund 1Y return ke hisab se -4.02% return dete hain, jiska mukhya Fund B PPFAS Mutual Fund Large Cap Fund se 10.99% lower hai. Fund A ka volatility bhi thoda chhota hai, jiska mukhya Fund B ke 12.07% volatility se kam hai. Haan, Fund A ka 3Y return Fund B se 1.97% kam hai, lekin iska mukhya hai ki Fund A SIP ke liye aapke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se, Fund A Old Bridge Mutual Fund Liquid Fund low risk fund hai, jabki Fund B PPFAS Mutual Fund Large Cap Fund very high risk fund hai. Volatility ke hisab se bhi Fund A thoda chhota hai, jiska mukhya Fund B ke 12.07% volatility se kam hai. Sharpe ratio ke hisab se bhi Fund A better hai, jiska mukhya Fund B ke 0.68 Sharpe ratio se kam hai. Expense ratio ke hisab se bhi Fund A better hai, jiska mukhya Fund B ke 0.52% expense ratio se kam hai. Fund A ka expense ratio 0.12% hai. Sach ye hai, Fund A aapke liye better risk-adjusted returns ka fund hai.
📊 Portfolio Diversification
Asset allocation ke hisab se, Fund B PPFAS Mutual Fund Large Cap Fund aapke liye better fund hai. Yeh fund 96% equity allocation dete hain, jiska mukhya Fund A Old Bridge Mutual Fund Liquid Fund ke 65% T-Bills allocation se zyada hai. Fund B ka asset allocation aapke liye diversified investment option dete hain. Lekin, Fund A ka asset allocation bhi thoda diversified hai, jiska mukhya Fund B ke 96% equity allocation se kam hai. Haan, Fund A ka asset allocation aapke liye low-risk investment option dete hain.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B PPFAS Mutual Fund Large Cap Fund aapke liye better fund hai, jiska 5Y return 12.03% hai, jiska mukhya Fund A Old Bridge Mutual Fund Liquid Fund ke 6.11% 5Y return se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B PPFAS Mutual Fund Large Cap Fund aapke liye worth hai, jiska 3Y return 14.7% hai, jiska mukhya Fund A Old Bridge Mutual Fund Liquid Fund ke 6.93% 3Y return se zyada hai. Fund B ka Sharpe ratio bhi Fund A ke 3.58 Sharpe ratio se kam hai.
Q3: Which fund is more cost-effective?
Fund A Old Bridge Mutual Fund Liquid Fund aapke liye cost-effective hai, jiska expense ratio 0.12% hai, jiska mukhya Fund B PPFAS Mutual Fund Large Cap Fund ke 0.52% expense ratio se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price