Old Bridge Mutual Fund Liquid Fund vs Old Bridge Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
1.9%
Ab dekho, Fund A aur Fund B dono alag-alag category ka hai - ek Liquid Fund aur doosra Multi Cap Fund. Aaj hum jante hain ki dono funds mein kya kya fundy hai aur kya aapke liye sahi hai.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Old Bridge Mutual Fund |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 5622.79 | 8.38 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.89 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 13.85 |
| Sharpe Ratio | 3.58 | 1.82 |
| 1 Year Return (%) | 6.17% | -11.42% |
| 3 Year Return (%) | 6.93% | 1.9% |
| 5 Year Return (%) | 6.11% | 1.13% |
| Since Launch (%) | 50.63% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 239% | 38% |
🤖 AI Verdict – Which is Better?
Chaliye, hum ek baar dekhte hain ki Fund A ya Fund B long term mein aapke liye behtar hai. Dekho, Fund A ka 3Y return 6.93% hai, jo Fund B ka 3Y return se bada hai (1.9%). Expense ratio bhi Fund A ka 0.12% hai, jo Fund B ka 1.68% se kam hai. Riskometer bhi Fund A ka Low hai, jo Fund B ka Very High hai. Haan, Fund A long term mein aapke liye behtar fund hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Old Bridge Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 1.9%
- AUM: 1.89 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Ab dekho, SIP suitability ke liye hum jante hain ki Fund A ya Fund B monthly SIP ke liye sahi hai. Chaliye, hum Fund A ka 1Y aur 3Y return dekhenge. Fund A ka 1Y return 6.17% hai aur 3Y return 6.93% hai. Ye return bahut stable hai, jo SIP ke liye sahi hai. Fund B ka 1Y return -11.42% hai, jo bahut riski hai. Haan, Fund A monthly SIP ke liye sahi hai.
⚠️ Risk & Cost Analysis
Ab dekho, risk aur cost analysis ke liye hum jante hain ki Fund A ya Fund B mehnga hai. Chaliye, hum Fund A aur Fund B ka riskometer, volatility, Sharpe ratio aur expense ratio dekhenge. Fund A ka riskometer Low hai, jo Fund B ka Very High se kam hai. Volatility bhi Fund A ka 0.12 hai, jo Fund B ka 13.85 se kam hai. Sharpe ratio bhi Fund A ka 3.58 hai, jo Fund B ka 1.82 se zyada hai. Expense ratio bhi Fund A ka 0.12% hai, jo Fund B ka 1.68% se kam hai. Haan, Fund A risk- adjusted returns mein behtar hai.
📊 Portfolio Diversification
Ab dekho, portfolio diversification ke liye hum jante hain ki Fund A ya Fund B mehnga hai. Chaliye, hum Fund A aur Fund B ka asset allocation aur top holdings concentration dekhenge. Fund A ka asset allocation T-Bills mein 65% hai, jo CD mein 20% hai. Top holdings bhi Fund A mein State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hai. Fund B ka asset allocation Equity mein 97% hai, jo T-Bills mein 3% hai. Top holdings bhi Fund B mein HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. hai. Haan, Fund A asset allocation mein behtar hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Old Bridge Mutual Fund Multi Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 6.11% hai, jo Fund B ka 5Y return 1.13% se zyada hai. Haan, Fund A long term mein aapke liye behtar fund hai.
Q2: Is the higher risk fund worth it?
Lekin, Fund B ka volatility 13.85 hai, jo Fund A ka 0.12 se zyada hai. Sharpe ratio bhi Fund B ka 1.82 hai, jo Fund A ka 3.58 se kam hai. Haan, Fund A risk- adjusted returns mein behtar hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 0.12% hai, jo Fund B ka 1.68% se kam hai. Haan, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price