Old Bridge Mutual Fund Liquid Fund vs Old Bridge Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
1.9%
Kuchh log liquid funds mein invest karte hain, kuchh mid cap funds mein. Agar aap bhi confuse hain ki kya fund aapke liye achha hoga, toh yeh post aapke liye hai. Dekho, hum Fund A aur Fund B ko compare karenge aur aapko pata chalega ki kis fund mein lagataar pehle invest karna chahiye.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Old Bridge Mutual Fund |
| Category | Liquid Fund | Mid Cap |
| NAV (₹) | 5622.79 | 10.59 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.57 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.75% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 15.35 |
| Sharpe Ratio | 3.58 | 1.82 |
| 1 Year Return (%) | 6.17% | 5.79% |
| 3 Year Return (%) | 6.93% | 1.9% |
| 5 Year Return (%) | 6.11% | 1.13% |
| Since Launch (%) | 50.63% | N/A |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 4 March 2026 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 239% | 31% |
🤖 AI Verdict – Which is Better?
Agar aap long-term wealth creation ke liye fund chunege, toh Fund A bharpoor jawaab hai. Yeh Liquid Fund hai aur iska 3Y return 6.93% hai, jiska expense ratio 0.12% hai. Fund B, Mid Cap Fund hai jo 1.9% 3Y return deti hai lekin expense ratio 1.75% hai. Haan, Fund A ka 3Y return Fund B se bahut accha hai aur expense ratio bhi kam hai. Chaliye Fund A ka hi chayan karein.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Old Bridge Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 1.9%
- AUM: 1.57 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Aapko monthly SIP ke liye kis fund mein invest karna chahiye? Fund A ka consistency aur return stability Fund B se jyada hai. Yeh Liquid Fund hai, isliye yeh monthly SIP ke liye accha fund hai. Fund B Mid Cap Fund hai, lekin yeh kai baar risk mein padti hai. Isliye, Fund A SIP ke liye better choice hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke mukabale mein hum dekhenge ki kis fund mein better risk-adjusted returns milenge. Fund A ka riskometer Low hai, volatility 0.12 hai, Sharpe ratio 3.58 hai, aur expense ratio 0.12% hai. Fund B ka Riskometer Very High hai, volatility 15.35 hai, Sharpe ratio 1.82 hai, aur expense ratio 1.75% hai. Sach ye hai, Fund A ka risk-adjusted returns Fund B se better hai.
📊 Portfolio Diversification
Aapko asset allocation aur top holdings concentration ke baare mein pata chahiye. Fund A ka asset allocation T-Bills 65.00%, CD 20.00%, CP 10.00%, aur Cash 5.00% hai. Top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain. Fund B ka asset allocation Equity 94.00% aur T-Bills 6.00% hai. Top 3 holdings Voltas Ltd., Mphasis Ltd., aur Coforge Ltd. hain. Fund A ka asset allocation Fund B se diversified hai, kyonki yeh kai types ke assets mein invest karta hai. Fund B ka asset allocation bahut concentrated hai. Isliye, Fund A portfolio diversification ke liye better hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Old Bridge Mutual Fund Mid Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long run ke liye, Fund A ka 5Y return 6.11% hai, jabki Fund B ka 5Y return 1.13% hai. Isliye, Fund A fund aapke liye better hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke mukabale mein dekhiye. Fund A ka volatility 0.12 hai, jabki Fund B ka volatility 15.35 hai. Isliye, Fund A ka risk Fund B se kam hai aur Sharpe ratio bhi Fund B se jyada hai. Isliye, Fund B jyada risk nahi hai.
Q3: Which fund is more cost-effective?
Expense ratio ke mukabale mein dekhiye. Fund A ka expense ratio 0.12% hai, jabki Fund B ka expense ratio 1.75% hai. Isliye, Fund A Fund B se cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price