Old Bridge Mutual Fund Liquid Fund vs Old Bridge Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Ek samay hai jab aapko apne investment portfolio mein fund chunne ki jaroorat hai. Aaj hum do mutual funds ke beech ka comparison karne ja rahe hain - Old Bridge Mutual Fund Liquid Fund aur Old Bridge Mutual Fund Large Cap Fund. Dekho, kya aapko pata hai ki in dono funds ke categories aur return kya hain.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Old Bridge Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 497.22 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.62 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.89 |
| Sharpe Ratio | 3.58 | 0.69 |
| 1 Year Return (%) | 6.17% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 50.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 22% |
🤖 AI Verdict – Which is Better?
Haan, hum aaj fund B ko long-term wealth creation ke liye better fund ke roop mein dekhenge. Iske liye humne 3Y return, expense ratio aur riskometer ko dekha hai. Fund B ka 3Y return 14.7% hai, jo Fund A ka 3Y return 6.93% se adhik hai. Lekin, expense ratio Fund A ka 0.12% hai, jiska matlab hai ki aapko Fund A se kam paise payenge. Riskometer bhi Fund A ka low hai, jiska matlab hai ki Fund A ka risk thoda kam hai. Haan, to hum aaj Fund A ko better fund ke roop mein dekhenge.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Old Bridge Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.62 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP ke liye hum fund B ko better fund ke roop mein dekhenge. Iske liye humne consistency aur return stability ko dekha hai. Fund B ka 1Y return -4.02% hai, lekin 3Y return 14.7% hai. Yeh show karta hai ki Fund B ka return stability thoda kam hai, lekin long-term investment ke liye yeh acha hai. Dekho, Fund A ka 1Y return 6.17% hai, lekin 3Y return 6.93% hai. Fund A ka return stability thoda adhik hai, lekin Fund B ka long-term return adhik hai.
⚠️ Risk & Cost Analysis
Haan, ab hum riskometer, volatility, Sharpe ratio aur expense ratio ko dekhege. Riskometer Fund A ka low hai, jiska matlab hai ki Fund A ka risk thoda kam hai. Volatility Fund B ka 11.89 hai, jiska matlab hai ki Fund B ka risk thoda adhik hai. Sharpe ratio Fund A ka 3.58 hai, jiska matlab hai ki Fund A ka risk-adjusted return adhik hai. Expense ratio Fund A ka 0.12% hai, jiska matlab hai ki aapko Fund A se kam paise payenge. Haan, to hum aaj Fund A ko better fund ke roop mein dekhenge.
📊 Portfolio Diversification
Asset allocation Fund B ka Equity 96.00% hai, jiska matlab hai ki Fund B ka portfolio thoda adhik diversified hai. Top holdings concentration Fund A ka State Bank of India CD (8.5%) hai, jiska matlab hai ki Fund A ka portfolio thoda kam diversified hai. Haan, to hum aaj Fund B ko better fund ke roop mein dekhenge.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Old Bridge Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund B ka 5Y return 12.03% hai, jiska matlab hai ki Fund B long-term mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio 0.69 hai, jiska matlab hai ki Fund B ka risk-adjusted return thoda kam hai. Lekin, Fund B ka long-term return adhik hai. Haan, to aapko decide karna hai ki Fund B ki higher risk aapko acchi lagti hai ya nahin.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.12% hai, jiska matlab hai ki Fund A aapko kam paise payenge. Haan, to Fund A aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price