Old Bridge Mutual Fund Liquid Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
12.3%
Today, hum aapko do mutual fund funds ka comparison karne wale hain: Old Bridge Mutual Fund Liquid Fund aur Old Bridge Mutual Fund Balanced Advantage Fund. Ye do alag-alag categories mein aate hain - Liquid Fund aur Balanced Hybrid Fund. Aap iske baad jaante hain ki Liquid Fund mein investment karna hai ya Balanced Hybrid Fund mein.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Old Bridge Mutual Fund |
| Category | Liquid Fund | Balanced Hybrid |
| NAV (₹) | 5622.79 | 16.39 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.78% |
| Riskometer | Low | Moderately High |
| Volatility | 0.12 | 9.11 |
| Sharpe Ratio | 3.58 | 0.64 |
| 1 Year Return (%) | 6.17% | 3.08% |
| 3 Year Return (%) | 6.93% | 12.3% |
| 5 Year Return (%) | 6.11% | 5.27% |
| Since Launch (%) | 50.63% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 239% | 145% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, humko 3Y return, expense ratio, aur risk ke mukabale hum dekhenge. Chaliye dekhte hain kis fund mein investment karna hai. Fund A ki 3Y return 6.93% hai, jo bahut achchi hai. Expense ratio bhi thoda kam hai, 0.12%. Riskometer bhi low hai, jisse aapko thoda kam risk hai. Fund B ki 3Y return 12.3% hai, lekin expense ratio bahut jyada hai, 0.78%. Riskometer bhi moderately high hai, jisse aapko thoda jyada risk hai. Haan, hum dekh rahe hain ki Fund A kam risk mein better returns deti hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP ki baat karte hain, to hum dekhenge ki kis fund mein invest karna hai. Fund A ki 1Y return 6.17% hai, jo kam hai, lekin 5Y return 6.11% hai, jo bahut achcha hai. Fund B ki 1Y return 3.08% hai, lekin 5Y return 5.27% hai, jisse aapko thoda jyada risk hai. Haan, hum dekh rahe hain ki Fund A ka 5Y return better hai, lekin Fund B ka long-term return stability kam hai.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio, aur expense ratio ke mukabale dekhenge. Fund A ki riskometer low hai, jisse aapko thoda kam risk hai. Volatility bhi kam hai, 0.12%. Sharpe ratio bhi kam hai, lekin expense ratio kam hai, 0.12%. Fund B ki riskometer moderately high hai, jisse aapko thoda jyada risk hai. Volatility bhi jyada hai, 9.11. Sharpe ratio kam hai, lekin expense ratio jyada hai, 0.78%. Haan, hum dekh rahe hain ki Fund A kam risk mein better risk-adjusted returns deti hai.
📊 Portfolio Diversification
Ab hum asset allocation aur top holdings concentration ke mukabale dekhenge. Fund A ki asset allocation T-Bills, CD, CP, aur Cash ki 65.00%, 20.00%, 10.00%, aur 5.00% hai. Top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai. Fund B ki asset allocation Equity, Debt, aur T-Bills ki 65.00%, 30.00%, aur 5.00% hai. Top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Haan, hum dekh rahe hain ki Fund A ke asset allocation mein T-Bills aur CD ki jyada concentration hai, aur Fund B ke asset allocation mein Equity aur Debt ki jyada concentration hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 6.11% hai, jo Fund B ki 5Y return 5.27% se kam hai, lekin Fund A ki 3Y return 6.93% hai, jo Fund B ki 3Y return 12.3% se kam hai. Haan, Fund A ka long-term return stability better hai.
Q2: Is the higher risk fund worth it?
Fund B ki volatility 9.11 hai, jisse aapko thoda jyada risk hai, lekin Sharpe ratio bhi kam hai, jisse aapko thoda kam reward hai. Haan, Fund B ka long-term return stability kam hai.
Q3: Which fund is more cost-effective?
Fund A ki expense ratio 0.12% hai, jo Fund B ki expense ratio 0.78% se kam hai. Haan, Fund A kam cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price