Old Bridge Mutual Fund Liquid Fund vs Nippon India Growth Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
25.15%
Aapke liye ek naya fund compare hai, jo aapke invesment ke liye accha kya hai. Ye Old Bridge Mutual Fund Liquid Fund aur Nippon India Growth Mid Cap Fund hai. Duniya mein fund ka category aur aapke invesment ka target dekhte hue, hum aapko is duniya mein fund ke beech ki comparison karenge.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BNippon India Growth Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Nippon India |
| Category | Liquid Fund | Mid Cap |
| NAV (₹) | 5622.79 | 4845.02 |
| AUM (₹ Cr) | 4.73 Lac Cr | 4.58 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.26% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 15.97 |
| Sharpe Ratio | 3.58 | 1.17 |
| 1 Year Return (%) | 6.17% | 10.17% |
| 3 Year Return (%) | 6.93% | 25.15% |
| 5 Year Return (%) | 6.11% | 22.32% |
| Since Launch (%) | 50.63% | 18.36% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Amber Singhania; Kinjal Desai; Rupesh Patel (8.0 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 98.55% |
| Portfolio Turnover | 239% | 74% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, 3Y return, expense ratio aur risk ka dhyan rakhte hue, hum ismein Old Bridge Mutual Fund Liquid Fund ko better fund maante hai. Ye fund 3Y mein 6.93% return diya hai aur expense ratio 0.12% hai, jisse aapko paaya jata hai ki is fund mein cost kee kam se kam hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Nippon India Growth Mid Cap Fund?
- Expense ratio: 1.26%
- 3Y return: 25.15%
- AUM: 4.58 Lac Cr
- Sharpe Ratio: 1.17
📈 SIP Suitability
Monthly SIP ke liye 10+ year ke liye, hum Old Bridge Mutual Fund Liquid Fund ko suitabilty maante hai. Yah fund consistent return diya hai aur ismein less risk hai. Lekin, agar aapko high return aur risk lete hue chahiye, toh Nippon India Growth Mid Cap Fund bhi ek vikalp hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio kee comparison karke, hum dekhte hain ki Old Bridge Mutual Fund Liquid Fund mein less risk hai. Sharpe ratio 3.58 hai, jo aapko high risk-adjusted returns de raha hai. Expense ratio 0.12% hai, jo Nippon India Growth Mid Cap Fund ke expense ratio 1.26% se kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration kee comparison karke, hum dekhte hain ki Old Bridge Mutual Fund Liquid Fund mein asset allocation bhi thoda diversified hai. Ismein 65% T-Bills, 20% CD, 10% CP aur 5% Cash hai. Lekin, Nippon India Growth Mid Cap Fund mein top holdings mein BSE Ltd., Fortis Healthcare Ltd. aur The Federal Bank Ltd. ke share 11.54% hai, jo kuchh bhi ho sakta hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Nippon India Growth Mid Cap Fund
₹2691264.97
@25.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Old Bridge Mutual Fund Liquid Fund 5Y mein 6.11% return diya hai, jo Nippon India Growth Mid Cap Fund ke 5Y mein 22.32% return se kam hai. Lekin, agar aapko high risk lete hue chahiye, toh Nippon India Growth Mid Cap Fund ek vikalp hai.
Q2: Is the higher risk fund worth it?
Nippon India Growth Mid Cap Fund mein 15.97% volatility hai, jo Old Bridge Mutual Fund Liquid Fund ke 0.12% volatility se jyada hai. Lekin, Sharpe ratio 1.17 hai, jo high risk-adjusted returns de raha hai. Lekin, yeh fund aapke liye kam se kam hai.
Q3: Which fund is more cost-effective?
Expense ratio ke liye, Old Bridge Mutual Fund Liquid Fund 0.12% hai, jisse Nippon India Growth Mid Cap Fund ke expense ratio 1.26% se kam hai. Isliye, Old Bridge Mutual Fund Liquid Fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price