Old Bridge Mutual Fund Liquid Fund vs Navi Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.93%
Ab aapke paas do mutual funds hain - Old Bridge Mutual Fund Liquid Fund aur Navi Mutual Fund Liquid Fund - dono direct plan growth mein. Ye donse kya aapke liye achhe fund hain? Aaj hum dekhte hain ki dono fundon ka category kya hai aur aap kya seekhte hain.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BNavi Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Navi Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 5622.79 |
| AUM (₹ Cr) | 4.73 Lac Cr | 4.54 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.13 |
| Sharpe Ratio | 3.58 | 3.31 |
| 1 Year Return (%) | 6.17% | 6.17% |
| 3 Year Return (%) | 6.93% | 6.93% |
| 5 Year Return (%) | 6.11% | 6.11% |
| Since Launch (%) | 50.63% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | N/A |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 239% | 285% |
🤖 AI Verdict – Which is Better?
Chaliye, aapke paas 3Y return, expense ratio, aur riskometer dekhte hain. Fund A ka 3Y return 6.93% hai, jo Fund B ka 6.93% se kam nahi hai. Lekin expense ratio mein Fund A aur Fund B ek jagha hain, dono 0.12% hai. Aur riskometer mein bhi dono low hai. Toh sach ye hai, Fund A aur Fund B dono equal hain.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Navi Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.54 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
Aap ek monthly SIP karna chahte hain 10+ saal ke liye. Dekhna hai ki fund SIP ke liye kaise suit karta hai. Consistency aur return stability ke liye Fund A ka 1Y return aur 3Y return dekhte hain. Dono fund 6.17% aur 6.93% hain. Toh aapko lagta hai ki dono fund SIP ke liye achhe hain.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye Fund A aur Fund B ka comparison karte hain. Dono fund low riskometer par hain, lekin volatility mein Fund A 0.12% hai, jo Fund B ke 0.13% se kam hai. Sharpe ratio mein bhi Fund A 3.58 hai, jo Fund B ke 3.31 se kam hai. Expense ratio mein dono fund 0.12% par hain, lekin Fund A aur Fund B dono equal hain.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye Fund A aur Fund B ka comparison karte hain. Dono fund T-Bills, CD, CP, aur Cash mein 65%, 20%, 10%, aur 5% investment karte hain. Top 3 holdings mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain. Dono fund 8.5%, 7.2%, aur 6.8% investment karte hain. Toh aapko lagta hai ki dono fund portfolio diversification ke liye achhe hain.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Navi Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A aur Fund B dono fund 5Y return mein 6.11% aur 3Y return mein 6.93% hain, lekin Fund A ka 5Y return Fund B se kam nahi hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A aur Fund B dono fund low riskometer par hain, lekin Fund A ka volatility Fund B se kam hai. Sharpe ratio mein bhi Fund A 3.58 hai, jo Fund B ke 3.31 se kam hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A aur Fund B dono fund 0.12% expense ratio par hain, lekin dono fund equal hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price