Old Bridge Mutual Fund Liquid Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Chaliye dekho kya Fund A aur Fund B ke beech mein aisa kuch hai jo aapko apne nivesh ke liye iske liye kahega ki aap kise fund mein nivesh karein. Fund A Old Bridge Mutual Fund Liquid Fund Direct Plan Growth hai, jabki Fund B Navi Mutual Fund Large Cap Fund Direct Plan Growth hai. Is lekh mein hum aapko fund ke beech ki kuch mahatvapurn baatein sunaenge, jaise ki unki vittiya gatividhiyaan, kharcha ki laagat, aur unki asset allocation.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Navi Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 497.22 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 12.72 |
| Sharpe Ratio | 3.58 | 0.64 |
| 1 Year Return (%) | 6.17% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 50.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 30% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund B, Navi Mutual Fund Large Cap Fund Direct Plan Growth, long-term wealth creation ke liye thoda bhi accha hai. Iska karan hai ki use 3Y return mein 14.7% ki bahut hi achhi return milti hai, jiska mukhya karan hai uska high-risk, high-reward approach hai. Lekin, iski expense ratio 0.52% hai, jiska mukhya karan hai aapke nivesh ke liye aur bhi kam laagat hogi. Haan, Fund A ki riskometer low hai, lekin uska 3Y return 6.93% hi hai. Isliye, Fund B aapke liye thoda bhi accha hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Aapke liye SIP karna ek acha vikalp hai, lekin aapko aavashyak hai ki aap kis fund mein SIP karein. Fund B, Navi Mutual Fund Large Cap Fund Direct Plan Growth, aapke liye thoda bhi accha hai SIP ke liye, kyunki uska 3Y return aapke liye bahut hi accha hai. Lekin, Fund A ki consistency aur return stability bhi aapke liye bahut hi achhi hai. Haan, Fund A ki expense ratio fund B ke mukhye karan hai ki aapko aapke nivesh ke liye aur bhi kam laagat hogi.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se dekha jaye, to Fund A ki riskometer low hai, jiska mukhya karan hai aapke nivesh ke liye kam jor hai. Lekin, Fund B ki riskometer Very High hai, jiska mukhya karan hai aapke nivesh ke liye thoda bhi jor hai. Lekin, Fund B ki volatility 12.72 hai, jiska mukhya karan hai aapke nivesh ke liye aur bhi jor hai. Haan, Fund A ki expense ratio 0.12% hai, jiska mukhya karan hai aapke nivesh ke liye aur bhi kam laagat hogi.
📊 Portfolio Diversification
Asset allocation ke hisab se dekha jaye, to Fund A ki asset allocation bahut hi achhi hai, jiska mukhya karan hai aapke nivesh ke liye kam jor hai. Lekin, Fund B ki asset allocation bahut hi high-risk hai, jiska mukhya karan hai aapke nivesh ke liye thoda bhi jor hai. Haan, Fund A ki top holdings concentration bahut hi kam hai, jiska mukhya karan hai aapke nivesh ke liye kam jor hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, Navi Mutual Fund Large Cap Fund Direct Plan Growth, 5Y/3Y return ke hisab se better returns deti hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki volatility aur Sharpe ratio ke hisab se, uska higher risk fund aapke liye worth hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ki expense ratio 0.12% hai, jiska mukhya karan hai aapke nivesh ke liye aur bhi kam laagat hogi.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price