Old Bridge Mutual Fund Liquid Fund vs Mirae Asset Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
12.03%
Today, humein do funds ke beech ka comparison karna hai. Fund A, Old Bridge Mutual Fund Liquid Fund Direct Plan Growth hai, jo Liquid Fund category mein aata hai. Fund B, Mirae Asset Mid Cap Fund Regular Plan Growth hai, jo Mid Cap category mein aata hai. Aaj humein yeh jaanega ki akele fund ke characteristics ke alawa in dono funds ke beech kya fark hai.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BMirae Asset Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Mirae Asset |
| Category | Liquid Fund | Mid Cap |
| NAV (₹) | 5622.79 | 38.13 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.67% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 14.96 |
| Sharpe Ratio | 3.58 | 0.37 |
| 1 Year Return (%) | 6.17% | 2.41% |
| 3 Year Return (%) | 6.93% | 12.03% |
| 5 Year Return (%) | 6.11% | 9.36% |
| Since Launch (%) | 50.63% | 13.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 22 August 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Ankit Jain (6.9 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | Indusind Bank Ltd. (3.74%), Bharat Forge Ltd. (3.49%), Lupin Ltd. (3.47%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.85% | Mutual Fund: 0.26% |
| Portfolio Turnover | 239% | 47% |
🤖 AI Verdict – Which is Better?
Haan, fund A aur fund B dono mein difference hai. Fund B ka 3Y return 12.03% hai, jo fund A ki 3Y return 6.93% se bahut alag hai. Lekin expense ratio mein bhi fund B 1.67% hai, jo fund A ki 0.12% se jyada hai. Riskometer ke hisab se, fund B High risk hai, jabki fund A Low risk hai. Sach ye hai, agar aap long-term wealth creation chahte hain, to fund B ka 3Y return aur fund A ki expense ratio dekhte hain, to fund B aapke liye better hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Mirae Asset Mid Cap Fund?
- Expense ratio: 1.67%
- 3Y return: 12.03%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 0.37
📈 SIP Suitability
SIP suitability ke hisab se, fund B aapke liye better hai. Fund B ka 3Y return fund A se jyada hai, lekin expense ratio bhi jyada hai. Lekin, agar aap 10+ saal ke liye SIP kar rahe hain, to fund B ka consistency aur return stability fund A se jyada hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se, fund A Low risk hai, jabki fund B High risk hai. Sharpe ratio mein bhi fund A 3.58 hai, jo fund B ki 0.37 se bahut alag hai. Expense ratio mein bhi fund A 0.12% hai, jo fund B ki 1.67% se jyada hai. Sach ye hai, fund A risk- adjusted return offer karta hai, jo fund B se jyada hai.
📊 Portfolio Diversification
Fund A ka asset allocation T-Bills mein 65%, CD mein 20%, CP mein 10% aur Cash mein 5% hai. Fund B ka asset allocation equity mein 97.85% hai. Top holdings mein bhi difference hai, fund A ka State Bank of India CD 8.5% hai, jabki fund B ka Indusind Bank Ltd. 3.74% hai. Sach ye hai, fund A ka portfolio diversification fund B se jyada hai, lekin sector risk bhi fund B mein hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Mirae Asset Mid Cap Fund
₹1163772.71
@12.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 9.36% hai, jo fund A ki 6.11% se jyada hai, lekin fund A ka 3Y return 6.93% hai, jo fund B ki 12.03% se kam hai. Haan, fund B long term mein aapke liye better hai.
Q2: Is the higher risk fund worth it?
Fund B ka volatility 14.96 hai, jo fund A ki 0.12 se jyada hai. Sharpe ratio mein bhi fund A 3.58 hai, jo fund B ki 0.37 se bahut alag hai. Sach ye hai, fund B ka risk fund A se jyada hai, lekin fund B ka return bhi fund A se jyada hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jo fund B ki 1.67% se jyada hai. Sach ye hai, fund A aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price