Old Bridge Mutual Fund Liquid Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
11.03%
Yadi aapke paas investment karna hai to aapko ye sab kuch decide karna hoga ki kis fund mein investment karna hai. Fund A aur Fund B dono alag-alag category mein hain - Fund A ek Liquid Fund hai, jabki Fund B ek Large Cap Fund hai. Aaj hum aapko Fund A aur Fund B ki comparison karenge aur dekhenge ki kis fund mein 3Y return, expense ratio, aur risk ke mukable se aapko invest karna chahiye.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Mirae Asset |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 122.90 |
| AUM (₹ Cr) | 4.73 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.57% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.64 |
| Sharpe Ratio | 3.58 | 0.39 |
| 1 Year Return (%) | 6.17% | -2% |
| 3 Year Return (%) | 6.93% | 11.03% |
| 5 Year Return (%) | 6.11% | 10.78% |
| Since Launch (%) | 50.63% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gaurav Misra (7.3 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY 100 Total Return Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 239% | 20% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, Fund B ki 3Y return 11.03% hai, jo Fund A ki 3Y return 6.93% se adhik hai. Lekin Fund B ka expense ratio 0.57% hai, jo Fund A ka expense ratio 0.12% se adhik hai. Sach ye hai ki Fund B ka riskometer Very High hai, jo Fund A ka riskometer Low hai. Haan, Fund B ka Sharpe ratio 0.39 hai, jo Fund A ka Sharpe ratio 3.58 hai. Dekho, Fund B ko long-term wealth creation ke liye seekhne ke liye zyada samay lag sakta hai, lekin Fund A ko chahe aaj se hi invest karna chahiye.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Monthly SIP ke liye, Fund B ka 3Y return 11.03% hai, jo Fund A ka 3Y return 6.93% se adhik hai. Lekin Fund B ka expense ratio 0.57% hai, jo Fund A ka expense ratio 0.12% se adhik hai. Chaliye, Fund B ke consistency aur return stability ke mukable se, Fund B SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Fund B ka riskometer Very High hai, jo Fund A ka riskometer Low hai. Lekin Fund B ka Sharpe ratio 0.39 hai, jo Fund A ka Sharpe ratio 3.58 hai. Dekho, Fund B ka volatility 11.64 hai, jo Fund A ka volatility 0.12 hai. Haan, Fund B ka expense ratio 0.57% hai, jo Fund A ka expense ratio 0.12% se adhik hai. Sach ye hai ki Fund A Fund B ke mukable se better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Fund A ka asset allocation T-Bills, CD, CP, aur cash mein hai, jo Fund B ka asset allocation equity mein hai. Dekho, Fund A ka top holdings concentration 22.7% hai, jo Fund B ka top holdings concentration 22.96% hai. Haan, Fund B ka sector risk adhik hai, kyonki uska asset allocation ek hi sector mein hai. Sach ye hai ki Fund A ka portfolio diversification Fund B se adhik hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 10.78% hai, jo Fund A ka 5Y return 6.11% se adhik hai. Lekin Fund A ka Sharpe ratio 3.58 hai, jo Fund B ka Sharpe ratio 0.39 se adhik hai. Haan, Fund A ka expense ratio 0.12% hai, jo Fund B ka expense ratio 0.57% se kam hai.
Q2: Is the higher risk fund worth it?
Fund B ka volatility 11.64 hai, jo Fund A ka volatility 0.12 se adhik hai. Lekin Fund B ka Sharpe ratio 0.39 hai, jo Fund A ka Sharpe ratio 3.58 se kam hai. Haan, Fund A ka riskometer Low hai, jo Fund B ka riskometer Very High hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jo Fund B ka expense ratio 0.57% se kam hai. Haan, Fund A ka Sharpe ratio 3.58 hai, jo Fund B ka Sharpe ratio 0.39 se adhik hai. Sach ye hai ki Fund A Fund B ke mukable se better cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price