Old Bridge Mutual Fund Liquid Fund vs Mirae Asset ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.73%
Chaliye dekho, mein aapko do mutual funds ke beech mein comparison karne wala post denge. Fund A hai Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth, jo ek Liquid Fund hai, aur Fund B hai Mirae Asset ELSS Tax Saver Fund - Regular Plan - Growth, jo ek Tax Saver Fund (ELSS) hai. Aap is post mein jaante hain ki kis fund mein aapko lagta hai long-term mein invest karna chahiye.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BMirae Asset ELSS Tax Saver Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Mirae Asset |
| Category | Liquid Fund | ELSS |
| NAV (₹) | 5622.79 | 48.73 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.53 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.62% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 13.85 |
| Sharpe Ratio | 3.58 | 0.59 |
| 1 Year Return (%) | 6.17% | 2.19% |
| 3 Year Return (%) | 6.93% | 14.73% |
| 5 Year Return (%) | 6.11% | 12.52% |
| Since Launch (%) | 50.63% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 29 December 2015 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Neelesh Surana (10.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (9.53%), ICICI Bank Ltd. (4.84%), Reliance Industries Ltd. (4.19%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 99.11% | Mutual Fund: 0.0% |
| Portfolio Turnover | 239% | 69% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term mein Fund B ka 3Y return 14.73% hai, jo Fund A ka 3Y return (6.93%) se kafi jyaada hai. Lekin, Fund A ka expense ratio 0.12% hai, jo Fund B ka expense ratio (1.62%) se kam hai. Fund B ka riskometer "Very High" hai, jo Fund A ka riskometer "Low" se kafi alag hai. Haan, Fund B ka volatility 13.85 hai, jo Fund A ka volatility (0.12) se kafi zyada hai. Lekin, Fund B ka Sharpe ratio 0.59 hai, jo Fund A ka Sharpe ratio (3.58) se kam hai. Isliye, hum kahainge ki Fund A long-term mein better hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Mirae Asset ELSS Tax Saver Fund?
- Expense ratio: 1.62%
- 3Y return: 14.73%
- AUM: 2.53 Lac Cr
- Sharpe Ratio: 0.59
📈 SIP Suitability
Ek monthly SIP ke liye, Fund A kam risk hai aur kam expense ratio hai. Fund A ka 1Y return 6.17% hai, jo Fund B ka 1Y return (2.19%) se jyaada hai. Isliye, Fund A ek monthly SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Fund A ka riskometer "Low" hai, jo Fund B ka riskometer ("Very High") se kafi alag hai. Fund A ka volatility 0.12 hai, jo Fund B ka volatility (13.85) se kam hai. Fund A ka Sharpe ratio 3.58 hai, jo Fund B ka Sharpe ratio (0.59) se jyaada hai. Fund A ka expense ratio 0.12% hai, jo Fund B ka expense ratio (1.62%) se kam hai. Isliye, Fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Fund A ka asset allocation hai T-Bills: 65.00%, CD: 20.00%, CP: 10.00%, aur Cash: 5.00%. Fund B ka asset allocation hai Equity: 99.11% aur Mutual Fund: 0.0%. Fund A ka asset allocation kam risk hai aur zyada diversified hai. Fund A ka top 3 holdings State Bank of India CD (8.5%), HDFC Bank CD (7.2%), aur Reliance Industries T-Bills (6.8%) hain. Fund B ka top 3 holdings HDFC Bank Ltd. (9.53%), ICICI Bank Ltd. (4.84%), aur Reliance Industries Ltd. (4.19%) hain. Isliye, Fund A portfolio mein less sector risk hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Mirae Asset ELSS Tax Saver Fund
₹1370327.40
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 6.11% hai, jo Fund B ka 5Y return (12.52%) se kam hai. Lekin, Fund A ka 3Y return 6.93% hai, jo Fund B ka 3Y return (14.73%) se kam hai. Isliye, Fund B long-term mein better hai.
Q2: Is the higher risk fund worth it?
Fund B ka riskometer "Very High" hai, jo Fund A ka riskometer ("Low") se kahi alag hai. Lekin, Fund B ka Sharpe ratio 0.59 hai, jo Fund A ka Sharpe ratio (3.58) se kam hai. Isliye, Fund B ka higher risk kaafi kam se kam hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jo Fund B ka expense ratio (1.62%) se kam hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price