Old Bridge Mutual Fund Liquid Fund vs LIC Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.93%
Aaj hum dekhte hain do mutual funds ki comparison, jismein Old Bridge Mutual Fund Liquid Fund Direct Plan Growth aur LIC Mutual Fund Liquid Fund Direct Plan Growth shaamil hain. Ye dono funds liquid fund category mein aate hain aur aapke paas sabse acchi investment option hai.
Is article mein, hum aapko fund ke characteristics, returns, riskometer, volatility, expense ratio, aur asset allocation ke baare mein jaanne ka moka dega. Chaliye shuru karte hain.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BLIC Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | LIC Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 5622.79 |
| AUM (₹ Cr) | 4.73 Lac Cr | 4.02 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.12 |
| Sharpe Ratio | 3.58 | 3.58 |
| 1 Year Return (%) | 6.17% | 6.17% |
| 3 Year Return (%) | 6.93% | 6.93% |
| 5 Year Return (%) | 6.11% | 6.11% |
| Since Launch (%) | 50.63% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Yogesh Patil (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 239% | 241% |
🤖 AI Verdict – Which is Better?
Haan, aapke liye humne fund B ke 3Y return, expense ratio, aur riskometer ke aadhar par ek clear winner decide kiya hai. Fund B ka 3Y return 6.93% hai, jo Fund A se better hai. Lekin, expense ratio bahut hi kam hai, jo aapko paisa bacha sakta hai. Riskometer bhi low hai, jo aapke investment ko surakshit banaata hai. Sach ye hai, Fund B bahut hi achha option hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider LIC Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.02 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
SIP ke liye, hum fund B ko better option dega. Fund B ka 3Y return Fund A se better hai aur expense ratio kam hai. SIP ke liye consistency aur return stability bahut zaroori hai, aur Fund B ismein better hai.
⚠️ Risk & Cost Analysis
Haan, humne riskometer, volatility, Sharpe ratio, aur expense ratio ke aadhar par fund B ko better option dekha hai. Fund B ka riskometer low hai, jo aapke investment ko surakshit banaata hai. Volatility bhi kam hai, jo aapke investment ko stable banaata hai. Sharpe ratio bhi better hai, jo aapke investment ko better returns deta hai. Expense ratio bhi kam hai, jo aapko paisa bacha sakta hai.
📊 Portfolio Diversification
Asset allocation ke liye, hum fund A aur fund B dono ki comparison karenge. Fund A ka asset allocation T-Bills mein 65%, CD mein 20%, CP mein 10%, aur cash mein 5% hai. Fund B ka asset allocation bhi similar hai. Lekin, fund B ka asset allocation bhi 65% T-Bills mein hai, jo fund A se bahut hi accha hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
LIC Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund B ka 5Y return 6.11% hai, jo fund A se better hai.
Q2: Is the higher risk fund worth it?
Haan, fund B ka volatility 0.12 hai, jo fund A se kam hai. Sharpe ratio bhi better hai, jo aapke investment ko better returns deta hai. Sach ye hai, fund B bahut hi accha option hai.
Q3: Which fund is more cost-effective?
Expense ratio ke liye, hum fund B ko better option dega. Fund B ka expense ratio 0.12% hai, jo fund A se kam hai. Sach ye hai, fund B aapke paas sabse acchi cost-effective option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price