Old Bridge Mutual Fund Liquid Fund vs Kotak Mahindra Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.93%
Hum dekhaenge do mutual funds ki comparison - Old Bridge Liquid Fund aur Kotak Mahindra Liquid Fund. Ye dono fund liquid category mein hain aur humein yeh jaanne ke liye hain ki kis fund mein long-term mein invest karna chahiye. Hum aapko fund ki features aur returns ke baare mein batayenge aur aapko sahi fund ke baare mein decision leni hogi.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BKotak Mahindra Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Kotak Mahindra |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 5622.79 |
| AUM (₹ Cr) | 4.73 Lac Cr | 3.18 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.11 |
| Sharpe Ratio | 3.58 | 3.91 |
| 1 Year Return (%) | 6.17% | 6.17% |
| 3 Year Return (%) | 6.93% | 6.93% |
| 5 Year Return (%) | 6.11% | 6.11% |
| Since Launch (%) | 50.63% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 239% | 207% |
🤖 AI Verdict – Which is Better?
Haan, hum aapko batata hoon ki which fund better hai. Fund B - Kotak Mahindra Liquid Fund 3Y return aur Sharpe ratio ke hisaab se better hai. Lekin expense ratio aur AUM ke hisaab se Fund A - Old Bridge Liquid Fund better hai. Hum aapko fund B ke liye suggest karte hain kyonki yeh long-term mein better returns provide karta hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Kotak Mahindra Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.18 Lac Cr
- Sharpe Ratio: 3.91
📈 SIP Suitability
SIP suitably ke hisaab se hum aapko batata hoon ki kis fund mein SIP karna chahiye. Fund B - Kotak Mahindra Liquid Fund consistency aur return stability ke hisaab se better hai. Hum aapko fund B ke liye suggest karte hain kyonki yeh SIP karna suitable hai.
⚠️ Risk & Cost Analysis
Risk & Cost analysis ke hisaab se hum aapko batata hoon ki kis fund mein aapko aage badhne ke liye aapko kya risk lena padega aur kis fund mein aapko kya cost dene padenge. Fund B - Kotak Mahindra Liquid Fund riskometer aur volatility ke hisaab se better hai. Lekin expense ratio ke hisaab se Fund A - Old Bridge Liquid Fund better hai.
📊 Portfolio Diversification
Portfolio diversification ke hisaab se hum aapko batata hoon ki kis fund mein asset allocation aur top holdings concentration better hai. Dono fund mein asset allocation similar hai lekin fund A mein top holdings concentration better hai. Lekin fund B mein sector risk less hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Kotak Mahindra Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B - Kotak Mahindra Liquid Fund 5Y aur 3Y return ke hisaab se better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B - Kotak Mahindra Liquid Fund volatility aur Sharpe ratio ke hisaab se better hai, lekin expense ratio ke hisaab se Fund A - Old Bridge Liquid Fund better hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se Fund A - Old Bridge Liquid Fund better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price