Old Bridge Mutual Fund Liquid Fund vs Invesco Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Dekho, aaj hum do mutual funds ke liye ek comparison kar rahe hain - Old Bridge Mutual Fund Liquid Fund aur Invesco Mutual Fund Large Cap Fund. Ye do funds India mein invest karne ke liye upyukt hain ya nahin, iske baare mein aapko yahaan jaankari milengi.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BInvesco Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Invesco Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 497.22 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.08 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 12.43 |
| Sharpe Ratio | 3.58 | 0.66 |
| 1 Year Return (%) | 6.17% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 50.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Amit Ganatra (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 27% |
🤖 AI Verdict – Which is Better?
Chaliye, aaj hum is baat par focus karenge ki kaunse fund long-term wealth creation ke liye upyukt hain. 3Y return, expense ratio aur risk ke hisab se, hum kaha sakte hain ki kyonki Liquid Fund ki 3Y return 6.93% hai, lekin expense ratio bhi bahut kam hai (0.12%), isliye Old Bridge Mutual Fund Liquid Fund aaj ka winner hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Invesco Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.08 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
SIP ke liye, hum dekhte hain ki Fund B (Large Cap Fund) ki return stability aur consistency bahut acchi hai, lekin Fund A (Liquid Fund) ki return stability bhi acchi hai. Haan, Fund A ki return 3-5 saal ke liye thodi kam hai, lekin 10+ saal ke liye Fund A ki consistency aur return stability ke hisab se, yeh fund SIP ke liye upyukt hai.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio aur expense ratio ke hisab se risk-adjusted returns ka analysis karenge. Dekho, Fund A ki riskometer Low hai aur volatility 0.12 hai, jiska Sharpe ratio 3.58 hai, lekin Fund B ki riskometer Very High hai aur volatility 12.43 hai, jiska Sharpe ratio 0.66 hai. Iske hisab se, Fund A ki risk-adjusted returns bahut acchi hai.
📊 Portfolio Diversification
Ab hum asset allocation aur top holdings concentration ke hisab se portfolio diversification ka analysis karenge. Dekho, Fund A ka asset allocation T-Bills, CD, CP aur Cash mein hai, jiska asset allocation bahut diversified hai. Haan, Fund B ka asset allocation 96% equity aur 4% T-Bills mein hai, jiska asset allocation bahut concentrated hai. Iske hisab se, Fund A ka portfolio diversification bahut accha hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Invesco Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ki 5Y return 6.11% hai, jiska 3Y return 6.93% hai, lekin Fund B ki 5Y return 12.03% hai, jiska 3Y return 14.7% hai. Iske hisab se, Fund B ki long-term return bahut acchi hai.
Q2: Is the higher risk fund worth it?
Dekho, Fund B ki volatility 12.43 hai, jiska Sharpe ratio 0.66 hai, lekin Fund A ki volatility 0.12 hai, jiska Sharpe ratio 3.58 hai. Iske hisab se, Fund A ki risk-adjusted returns bahut acchi hai aur Fund B ki higher risk fund worth it nahi hai.
Q3: Which fund is more cost-effective?
Chaliye, Fund A ki expense ratio 0.12% hai, jiska Fund B ki expense ratio 0.52% hai. Iske hisab se, Fund A bahut cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price