Old Bridge Mutual Fund Liquid Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
20.43%
dekho, aapke paas do fund hai, ek liquid fund - Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth, aur doosra multi cap fund - ICICI Prudential Multi Cap Fund - Regular Plan - Growth. chaliye, hum in dono funds ki comparison karte hai aur dekhte hai kaunsa fund aapke long-term wealth creation ke liye better hai. is article mein, hum in dono funds ki categories, returns, risk, aur expenses ki comparison karke aapko ek clear picture denge.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | ICICI Prudential |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 5622.79 | 934.98 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.74% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 13.2 |
| Sharpe Ratio | 3.58 | 1.06 |
| 1 Year Return (%) | 6.17% | 6.9% |
| 3 Year Return (%) | 6.93% | 20.43% |
| 5 Year Return (%) | 6.11% | 17.37% |
| Since Launch (%) | 50.63% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.97% |
| Portfolio Turnover | 239% | 45% |
🤖 AI Verdict – Which is Better?
haan, agar hum 3Y return, expense ratio, aur risk ko dekhein, to ICICI Prudential Multi Cap Fund - Regular Plan - Growth ka 3Y return 20.43% hai, jo ki Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth ke 6.93% se zyada hai. lekin, risk bhi zyada hai, Very High riskometer ke saath. expense ratio bhi zyada hai, 1.74% ki comparison mein Old Bridge ka 0.12%. sach ye hai, long-term wealth creation ke liye ICICI Prudential Multi Cap Fund - Regular Plan - Growth better hai, lekin aapko apne risk appetite ko dhyan mein rakhna hoga.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
dekho, agar aap monthly SIP ke liye soch rahe hai, to consistency aur return stability bhi important hai. Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth ka return stable hai, lekin ICICI Prudential Multi Cap Fund - Regular Plan - Growth ka return zyada hai. chaliye, hum kah sakte hai ki ICICI Prudential Multi Cap Fund - Regular Plan - Growth better hai, lekin aapko apne financial goals aur risk appetite ko dhyan mein rakhna hoga.
⚠️ Risk & Cost Analysis
haan, riskometer, volatility, Sharpe ratio, aur expense ratio ki comparison karte hai. Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth ka riskometer Low hai, volatility 0.12 hai, Sharpe ratio 3.58 hai, aur expense ratio 0.12% hai. doosri taraf, ICICI Prudential Multi Cap Fund - Regular Plan - Growth ka riskometer Very High hai, volatility 13.2 hai, Sharpe ratio 1.06 hai, aur expense ratio 1.74% hai. sach ye hai, Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
dekho, asset allocation aur top holdings concentration ki comparison karte hai. Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth ka asset allocation T-Bills, CD, CP, aur Cash mein hai, jo ki diversified hai. doosri taraf, ICICI Prudential Multi Cap Fund - Regular Plan - Growth ka asset allocation mainly equity mein hai, jo ki less diversified hai. chaliye, hum kah sakte hai ki Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth more diversified hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
ICICI Prudential Multi Cap Fund - Regular Plan - Growth ka 5Y return 17.37% hai, jo ki Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth ke 6.11% se zyada hai.
Q2: Is the higher risk fund worth it?
haan, agar aapke risk appetite high hai, to ICICI Prudential Multi Cap Fund - Regular Plan - Growth ka higher risk worth hai, kyunki uska return bhi zyada hai. lekin, aapko apne financial goals aur risk appetite ko dhyan mein rakhna hoga.
Q3: Which fund is more cost‑effective?
Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth ka expense ratio 0.12% hai, jo ki ICICI Prudential Multi Cap Fund - Regular Plan - Growth ke 1.74% se kam hai. isliye, Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price