Old Bridge Mutual Fund Liquid Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
20.43%
Chaliye, dekho, humein do funds ke bare mein janna hai. Fund A hai Old Bridge Mutual Fund Liquid Fund Direct Plan Growth aur Fund B hai ICICI Prudential Multi Cap Fund Direct Plan Growth. Fund A ek Liquid Fund hai, jabki Fund B ek Multi Cap Fund hai. Aaj humein fund ki comparison karne ja raha hai aur dekhega ki konsa fund long term mein achha hai.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | ICICI Prudential |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 5622.79 | 934.98 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.99% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 13.45 |
| Sharpe Ratio | 3.58 | 1.04 |
| 1 Year Return (%) | 6.17% | 6.9% |
| 3 Year Return (%) | 6.93% | 20.43% |
| 5 Year Return (%) | 6.11% | 17.37% |
| Since Launch (%) | 50.63% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.97% |
| Portfolio Turnover | 239% | 45% |
🤖 AI Verdict – Which is Better?
Haan, our verdict to aayega. Fund B, ICICI Prudential Multi Cap Fund, ek high-risk fund hai lekin yeh fund long-term mein bahut achha return deta hai. 3-year return 20.43% hai, jabki expense ratio 0.99% hai. Fund A, Old Bridge Mutual Fund Liquid Fund, ek low-risk fund hai lekin yeh fund long-term mein kam return deta hai. 3-year return 6.93% hai, jabki expense ratio 0.12% hai. Lekin, fund ki riskometer bhi bahut high hai, 97.97% equity hai. Sach ye hai, fund B long-term mein achha fund hai lekin high-risk hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
SIP kitna achha hai, iske liye humein fund ki consistency aur return stability ko compare karna hai. Fund A ka 1-year return 6.17% hai aur 3-year return 6.93% hai. Fund B ka 1-year return 6.9% hai aur 3-year return 20.43% hai. Fund B ka return Fund A ke compare mein bahut jyada hai, lekin yeh fund high-risk hai. SIP ke liye Fund A achha fund hai, kyunki yeh fund kam risk hai aur stable return deta hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ki comparison karein. Fund A ka riskometer low hai, volatility 0.12 hai aur Sharpe ratio 3.58 hai. Expense ratio 0.12% hai. Fund B ka riskometer very high hai, volatility 13.45 hai aur Sharpe ratio 1.04 hai. Expense ratio 0.99% hai. Fund A ki risk-adjusted returns Fund B ke compare mein acchi hai, kyunki riskometer low hai aur Sharpe ratio jyada hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ko compare karein. Fund A ka asset allocation T-Bills 65%, CD 20%, CP 10% aur cash 5% hai. Top 3 holdings State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hai. Fund B ka asset allocation equity 97.97% hai. Top 3 holdings BSE Ltd., Ultratech Cement Ltd. aur Jindal Steel Ltd. hai. Fund A ka asset allocation Fund B ke compare mein accha hai, kyunki yeh fund kam sector risk hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, ICICI Prudential Multi Cap Fund, long-term mein bahut acche return deti hai. 5-year return 17.37% hai, jabki 3-year return 20.43% hai.
Q2: Is the higher risk fund worth it?
Nahin, Fund B ka high risk aur low Sharpe ratio hai. Fund A ka riskometer low hai aur Sharpe ratio jyada hai. Isliye, Fund A ki risk-adjusted returns Fund B ke compare mein acchi hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ki expense ratio 0.12% hai, jabki Fund B ki expense ratio 0.99% hai. Isliye, Fund A cost-effectiv hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price