Old Bridge Mutual Fund Liquid Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.81%
Today, we are comparing two popular funds in the Indian Mutual Fund market - Old Bridge Mutual Fund Liquid Fund and ICICI Prudential Large Cap Fund. Let's see kya hai fund A vs fund B aur kis fund se better returns milenge.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | ICICI Prudential |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 117.10 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.43 |
| Sharpe Ratio | 3.58 | 0.73 |
| 1 Year Return (%) | 6.17% | -2.39% |
| 3 Year Return (%) | 6.93% | 14.81% |
| 5 Year Return (%) | 6.11% | 14.18% |
| Since Launch (%) | 50.63% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Anish Tawakley (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 17% |
🤖 AI Verdict – Which is Better?
dekho, fund A hai Liquid Fund aur fund B hai Large Cap Fund. Sach ye hai, fund B is a high-risk fund, lekin iska 3Y return hai 14.81%. Fund A ki riskometer hai Low aur expense ratio hai 0.12%. Haan, fund A is better for long-term wealth creation.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
SIP se invest karna hai aur kisi fund se better return milna hai? Fund A ki consistency aur return stability hai better. Fund B ki volatility hai 11.43, jiski risk hai zyada. Chaliye, fund A se SIP karne se better returns mileng.
⚠️ Risk & Cost Analysis
Ab dekhein fund A aur fund B ki riskometer, volatility, Sharpe ratio aur expense ratio. Fund A ki riskometer hai Low, volatility hai 0.12, Sharpe ratio hai 3.58, aur expense ratio hai 0.12%. Fund B ki riskometer hai Very High, volatility hai 11.43, Sharpe ratio hai 0.73, aur expense ratio hai 0.52%. Haan, fund A offers better risk-adjusted returns.
📊 Portfolio Diversification
Ab dekhein fund A aur fund B ki asset allocation aur top holdings concentration. Fund A ki asset allocation hai T-Bills: 65.00%, CD: 20.00%, CP: 10.00%, aur Cash: 5.00%. Fund B ki asset allocation hai Equity: 96.00%, T-Bills: 4.00%. Haan, fund A is more diversified and has less sector risk.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
fund A ki 5Y return hai 6.11% aur fund B ki 5Y return hai 14.18%. Isliye, fund B se better returns mile hain.
Q2: Is the higher risk fund worth it?
fund B ki volatility hai 11.43, jiski risk hai zyada. Isliye, fund B se risk ke liye nahi invest karna hai.
Q3: Which fund is more cost-effective?
fund A ki expense ratio hai 0.12% aur fund B ki expense ratio hai 0.52%. Isliye, fund A is more cost-effective.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price