Old Bridge Mutual Fund Liquid Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Kya aapko pata hai ki kis type ke fund mein invest karna hai? Dekho, aaj hum aapko Fund A aur Fund B ke beech ki comparison karne ja rahen hain. Fund A Old Bridge Mutual Fund Liquid Fund Direct Plan Growth hai, jo ek Liquid Fund hai. Fund B HSBC Mutual Fund Large Cap Fund Direct Plan Growth hai, jo ek Large Cap Fund hai. Aaj hum aapko batayenge ki Fund A aur Fund B mein invest karna kis prakaar hai.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | HSBC Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 497.22 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.46 |
| Sharpe Ratio | 3.58 | 0.72 |
| 1 Year Return (%) | 6.17% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 50.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Cheenu Gupta (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 18% |
🤖 AI Verdict – Which is Better?
Haan, aaj hum aapko batayenge ki Fund B better hai long-term wealth creation ke liye. Fund B ka 3Y return 14.7% hai, jo Fund A ka 3Y return 6.93% se adhik hai. Lekin, expense ratio ke hisaab se Fund A better hai, jiska expense ratio 0.12% hai, jo Fund B ka expense ratio 0.52% se kam hai. Riskometer ke hisaab se bhi Fund A better hai, jiska riskometer Low hai, jo Fund B ka riskometer Very High hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
Lekin, SIP ke liye Fund A better hai. Fund A ka 1Y return -4.02% hai, jo Fund B ka 1Y return 14.7% se kam hai. Lekin, Fund A ka consistency aur return stability Fund B se adhik hai. Dekho, Fund A ka 5Y return 6.11% hai, jo Fund B ka 5Y return 12.03% se kam hai.
⚠️ Risk & Cost Analysis
Volatility ke hisaab se Fund B adhik risky hai, jiska volatility 11.46 hai, jo Fund A ka volatility 0.12 se adhik hai. Lekin, Sharpe ratio ke hisaab se Fund A better hai, jiska Sharpe ratio 3.58 hai, jo Fund B ka Sharpe ratio 0.72 se adhik hai. Expense ratio ke hisaab se bhi Fund A better hai, jiska expense ratio 0.12% hai, jo Fund B ka expense ratio 0.52% se kam hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se Fund A better hai, jiska asset allocation T-Bills: 65.00%, CD: 20.00%, CP: 10.00%, Cash: 5.00% hai. Lekin, top holdings concentration ke hisaab se Fund B better hai, jinka top holdings concentration HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ka 5Y return 12.03% hai, jo Fund A ka 5Y return 6.11% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, lekin volatility ke hisaab se Fund B adhik risky hai. Sharpe ratio ke hisaab se Fund A better hai, jiska Sharpe ratio 3.58 hai, jo Fund B ka Sharpe ratio 0.72 se adhik hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 0.12% hai, jo Fund B ka expense ratio 0.52% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price