Old Bridge Mutual Fund Liquid Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
11.02%
Aapke paas do funds hain - Old Bridge Mutual Fund Liquid Fund aur HDFC Top 100 Fund. In dono fundon ka category alag hai, lekin aapko maloom karna hai ki kis fund mein long-term wealth creation ke liye better return milega. Is liye, hum aaj in dono fundon ka comparison karenge.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | HDFC Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 11.21 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 13.06 |
| Sharpe Ratio | 3.58 | 0.35 |
| 1 Year Return (%) | 6.17% | -2.86% |
| 3 Year Return (%) | 6.93% | 11.02% |
| 5 Year Return (%) | 6.11% | 10.33% |
| Since Launch (%) | 50.63% | 4.79% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 25 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 33% |
🤖 AI Verdict – Which is Better?
Chaliye dekhte hain ki Fund A aur Fund B mein se kis fund mein long-term wealth creation ke liye better return milega. Fund B ka 3Y return 11.02% hai, jo Fund A ka 3Y return 6.93% se zyada hai. Bilkul sahi hai, lekin Fund A ka expense ratio 0.12% se kam hai Fund B ke expense ratio 1.52% ke. Iske alawa, Fund A ka riskometer low hai, jo Fund B ka riskometer very high hai. Haan, Fund A aapke investment ko jaldi se return dene wala fund hai, lekin Fund B ke risk ko dhyan mein rakhna zaroori hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider HDFC Top 100 Fund?
- Expense ratio: 1.52%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
Ek SIP (Systematic Investment Plan) mein 10+ saal ke liye monthly investment karna chaiye. Ismein Fund B ki consistency aur return stability kaafi achhi hai. Fund B ka 1Y return -2.86% hai, lekin 5Y return 10.33% hai, jo Fund A ka 5Y return 6.11% se zyada hai. Haan, Fund B ka riskometer very high hai, lekin yadi aapka time horizon long hai, toh Fund B aapke liye better fund hai.
⚠️ Risk & Cost Analysis
Chaliye dekhte hain ki Fund A aur Fund B mein se kis fund mein best risk-adjusted returns hai. Fund A ka riskometer low hai, jisse aapka investment safe hai. Iske alawa, Fund A ka volatility 0.12 hai, jo Fund B ka volatility 13.06 se kam hai. Haan, Fund B ka expense ratio 1.52% hai, jo Fund A ka expense ratio 0.12% se kam hai.
📊 Portfolio Diversification
Chaliye dekhte hain ki Fund A aur Fund B mein se kis fund mein better asset allocation hai. Fund A ka asset allocation T-Bills: 65.00%, CD: 20.00%, CP: 10.00%, aur Cash: 5.00% hai. Iske alawa, Fund A ka top holdings State Bank of India CD (8.5%), HDFC Bank CD (7.2%), aur Reliance Industries T-Bills (6.8%) hai. Fund B ka asset allocation Equity: 96.00%, T-Bills: 4.00% hai. Haan, Fund B ka top holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 10.33% hai, jo Fund A ka 5Y return 6.11% se zyada hai. Ismein se pata chalta hai ki Fund B long run mein aapko better returns dene wala hai.
Q2: Is the higher risk fund worth it?
Fund B ka riskometer very high hai, lekin yadi aapka time horizon long hai, toh Fund B aapke liye better fund hai. Iske alawa, Fund B ka volatility 13.06 hai, jo Fund A ka volatility 0.12 se zyada hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jo Fund B ka expense ratio 1.52% se kam hai. Isse pata chalta hai ki Fund A aapke liye cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price