Old Bridge Mutual Fund Liquid Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
15.78%
Dekho, aapki zameen ke liye do funds hain - Old Bridge Mutual Fund Liquid Fund aur HDFC Small Cap Fund. Fund A ek Liquid Fund hai, jabki Fund B ek Small Cap Fund hai. Aaj hum aapko batayenge ki kabhi-kabhi Liquid Fund aur kabhi-kabhi Small Cap Fund dono hi aapke liye achhe ho sakte hain. Chaliye aaj hum Fund A aur Fund B ki comparison karte hain.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | HDFC Mutual Fund |
| Category | Liquid Fund | Small Cap |
| NAV (₹) | 5622.79 | 152.64 |
| AUM (₹ Cr) | 4.73 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.73% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 16.9 |
| Sharpe Ratio | 3.58 | 0.55 |
| 1 Year Return (%) | 6.17% | 0.2% |
| 3 Year Return (%) | 6.93% | 15.78% |
| 5 Year Return (%) | 6.11% | 18.08% |
| Since Launch (%) | 50.63% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 90.45% |
| Portfolio Turnover | 239% | 6% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund A aur Fund B dono alag-alag purpose ke liye hain. Lekin agar aap long-term wealth creation ke liye fund invest karna chahte hain, to Fund B aapke liye achha option hai. Fund B ka 3Y return 15.78% hai, jo ki Fund A ka 3Y return se bahut zyada hai. Iske alawa, Fund B ka expense ratio 0.73% hai, jo ki Fund A ka expense ratio se thoda zyada hai. Lekin agar aapko risk lete hain, to Fund A aapke liye achha option hai. Fund A ka riskometer Low hai, jabki Fund B ka riskometer Very High hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Haan, sip ke liye bhi dono funds aapke liye achhe hain. Lekin agar aap monthly sip ke liye 10+ saal ke liye fund invest karna chahte hain, to Fund A aapke liye achha option hai. Fund A ka 3Y return 6.93% hai, jo ki Fund B ka 3Y return se thoda kam hai. Iske alawa, Fund A ka expense ratio 0.12% hai, jo ki Fund B ka expense ratio se thoda kam hai. Lekin agar aapka investment time period kam hai, to Fund B aapke liye achha option hai.
⚠️ Risk & Cost Analysis
Volatility aur Sharpe ratio ke hisaab se Fund A aapke liye achha option hai. Fund A ka volatility 0.12 hai, jo ki Fund B ka volatility se kam hai. Iske alawa, Fund A ka Sharpe ratio 3.58 hai, jo ki Fund B ka Sharpe ratio se zyada hai. Iske alawa, Fund A ka expense ratio 0.12% hai, jo ki Fund B ka expense ratio se kam hai.
📊 Portfolio Diversification
Fund A ka asset allocation 65.00% T-Bills, 20.00% CD, 10.00% CP, aur 5.00% cash hai. Iske alawa, Fund A ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain. Fund B ka asset allocation 90.45% equity hai, aur top 3 holdings Aster DM Healthcare Ltd., Bank Of Baroda, aur Firstsource Solutions Ltd. hain. Iske hisaab se Fund A aapke liye achha option hai, kyunki uska asset allocation aur top holdings concentration thoda kam hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B Fund A ke 5Y return (18.08%) se zyada 3Y return (15.78%) hai, isliye Fund B aapke liye achha option hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio 0.55 hai, jo ki Fund A ka Sharpe ratio (3.58) se thoda kam hai. Iske alawa, Fund B ka volatility 16.9 hai, jo ki Fund A ka volatility (0.12) se zyada hai. Isliye Fund B ka rishtedaar return nahi hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jo ki Fund B ka expense ratio (0.73%) se thoda kam hai. Isliye Fund A aapke liye cost-effective option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price