Old Bridge Mutual Fund Liquid Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
7.4%
Ab aapko do funds ki comparison karne ja raha hoon – Old Bridge Mutual Fund Liquid Fund aur HDFC Infra Fund. Dono funds aapke pasara mein aate hain, lekin unki categories aur performance alag-alag hain. Yeh aapko bataunga ki dono funds mein investment karna hai ya nahi, aur kis fund mein long-term investment karne ke liye aapka pasara hai.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | HDFC Mutual Fund |
| Category | Liquid Fund | Thematic |
| NAV (₹) | 5622.79 | 33.77 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.5% |
| Riskometer | Low | Moderate |
| Volatility | 0.12 | 14.88 |
| Sharpe Ratio | 3.58 | 0.06 |
| 1 Year Return (%) | 6.17% | 6.36% |
| 3 Year Return (%) | 6.93% | 7.4% |
| 5 Year Return (%) | 6.11% | 6.49% |
| Since Launch (%) | 50.63% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Roshi Jain (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Infrastructure TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 239% | 35% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, humein 3Y return, expense ratio, aur risk ke liye dekhte hain. Fund A ka 3Y return 6.93% hai, jo bahut accha hai, lekin expense ratio 0.12% ka hai, jo kam hai. Riskometer Low hai, jiska matlab hai ki fund mein risk low hai. Fund B ka 3Y return 7.4% hai, lekin expense ratio 0.5% ka hai, jo kam nahi hai. Riskometer Moderate hai, jiska matlab hai ki fund mein risk moderate hai. Sach ye hai, Fund A long-term wealth creation ke liye better hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
Monthly SIP ke liye, humein consistency aur return stability ke liye dekhte hain. Fund A ka 1Y return 6.17% hai, jo accha hai, lekin 3Y return 6.93% hai, jo bahut accha hai. Fund B ka 1Y return 6.36% hai, lekin 3Y return 7.4% hai. Fund A ka consistency aur return stability Bahut accha hai, lekin Fund B ka return bahut accha hai. Haan, Fund A SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye humein dekhte hain. Fund A ka Riskometer Low hai, volatility 0.12 hai, Sharpe ratio 3.58 hai, aur expense ratio 0.12% hai. Fund B ka Riskometer Moderate hai, volatility 14.88 hai, Sharpe ratio 0.06 hai, aur expense ratio 0.5% hai. Sakht ye hai, Fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye humein dekhte hain. Fund A ka asset allocation T-Bills, CD, CP, aur cash mein hai, jiska matlab hai ki fund mein diversification hai. Fund B ka asset allocation equity aur T-Bills mein hai, jiska matlab hai ki fund mein sector risk hai. Dekho, Fund A portfolio diversification ke liye better hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Dono funds ke 5Y aur 3Y returns dekhte hain. Fund A ka 5Y return 6.11% hai, jo accha hai, lekin Fund B ka 5Y return 6.49% hai, jo bahut accha hai. Lekin Fund A ka 3Y return 6.93% hai, jo bahut accha hai. Haan, Fund B long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke liye humein dekhte hain. Fund B ka volatility 14.88 hai, jo kam nahi hai, aur Sharpe ratio 0.06 hai, jo kam hai. Lekin Fund A ka volatility 0.12 hai, jo bahut kam hai, aur Sharpe ratio 3.58 hai, jo bahut accha hai. Haan, Fund A better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Expense ratio ke liye humein dekhte hain. Fund A ka expense ratio 0.12% hai, jo kam hai, aur Fund B ka expense ratio 0.5% hai, jo kam nahi hai. Haan, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price