Old Bridge Mutual Fund Liquid Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
20.86%
Aapke paas do mutual funds hain - Old Bridge Mutual Fund Liquid Fund aur Groww Mutual Fund Multi Cap Fund. Yeh dono fund alag-alag categories mein hain. Yeh jankari se aapko kuch mahatvapurn fund ki gunvatta aur aapke liye kya prabhavit hoti hai, yeh samajhne mein madad karegi.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Groww Mutual Fund |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 5622.79 | 19.01 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 12.95 |
| Sharpe Ratio | 3.58 | 1.11 |
| 1 Year Return (%) | 6.17% | 5.23% |
| 3 Year Return (%) | 6.93% | 20.86% |
| 5 Year Return (%) | 6.11% | 0.27% |
| Since Launch (%) | 50.63% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 239% | 26% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hamara verdict hai ki Old Bridge Mutual Fund Liquid Fund achha hai. Iska 3Y return 6.93% hai, jo ki Groww Mutual Fund Multi Cap Fund ka 3Y return 20.86% se kuch kam hai. Iske alawa, expense ratio bhi kam hai. Lekin, Groww Mutual Fund Multi Cap Fund ka riskometer very high hai, jisse yeh fund alag-alag samay par bahut adhik chala sakta hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Ek monthly SIP ke liye, Old Bridge Mutual Fund Liquid Fund better hai. Iska 3Y return kam jukti hai aur expense ratio bhi kam hai. Groww Mutual Fund Multi Cap Fund ka 1Y return kam hai aur volatility bhi adhik hai. Isliye, Old Bridge Mutual Fund Liquid Fund ek achha investment option hai jiska return stable aur kam jukta hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se, Groww Mutual Fund Multi Cap Fund ka risk very high hai aur Old Bridge Mutual Fund Liquid Fund ka risk low hai. Volatility ke hisaab se bhi, Groww Mutual Fund Multi Cap Fund ka risk adhik hai. Sharpe ratio ke hisaab se, Old Bridge Mutual Fund Liquid Fund ka risk-adjusted return better hai. Isliye, Old Bridge Mutual Fund Liquid Fund aapke liye better hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, Groww Mutual Fund Multi Cap Fund ka portfolio adhik diversified hai. Isme equity ki percentage 97% hai, jo ki Old Bridge Mutual Fund Liquid Fund ke 3% T-Bills se adhik hai. Iske alawa, top holdings concentration bhi groww Mutual Fund Multi Cap Fund mein adhik hai. Isliye, Groww Mutual Fund Multi Cap Fund ka portfolio adhik diversified hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long-term returns ke hisaab se, Old Bridge Mutual Fund Liquid Fund better hai. Iska 5Y return 6.11% hai, jo ki Groww Mutual Fund Multi Cap Fund ka 5Y return 0.27% se kuch kam hai.
Q2: Is the higher risk fund worth it?
Groww Mutual Fund Multi Cap Fund ka higher risk se aapko jyada return mil sakta hai, lekin volatility bhi adhik hai. Sharpe ratio ke hisaab se, Old Bridge Mutual Fund Liquid Fund ka risk-adjusted return better hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se, Old Bridge Mutual Fund Liquid Fund cost-effective hai. Iska expense ratio 0.12% hai, jo ki Groww Mutual Fund Multi Cap Fund ka expense ratio 1.68% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price