Old Bridge Mutual Fund Liquid Fund vs Groww Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.93%
Dekho, aap sabhi ke paas do liquid fund hai Fund A aur Fund B. Ye donon fund apne category mein ek doosre se alag hain. Fund A Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth hai, jabki Fund B Groww Mutual Fund Liquid Fund - Direct Plan - Growth hai. Aaj hum aapko Fund A aur Fund B ke beech ka comparison karenge aur aapko malum karenge ki kis fund ki aapko invest karna chahiye.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BGroww Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Groww Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 5622.79 |
| AUM (₹ Cr) | 4.73 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.11 |
| Sharpe Ratio | 3.58 | 3.91 |
| 1 Year Return (%) | 6.17% | 6.17% |
| 3 Year Return (%) | 6.93% | 6.93% |
| 5 Year Return (%) | 6.11% | 6.11% |
| Since Launch (%) | 50.63% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | N/A |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 239% | 203% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B lekin Fund A ke 3Y return mein ek fraction zyada hai. Haan, expense ratio ek hi hai, lekin Fund B ka Sharpe ratio ek fraction zyada hai. Isliye hamara verdict hai ki Fund B aapke liye behtar fund hai. Chaliye aapko pehle Fund A aur Fund B ke baare mein aur detail jankari di jaaye.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Groww Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 3.91
📈 SIP Suitability
Agar aap 10+ saal ke liye monthly SIP karna chahte hain, to Fund A aapke liye behtar fund hai. Yeh fund apne 3Y aur 5Y return mein kai fraction zyada hai. Lekin Fund B ka Sharpe ratio thoda zyada hai. Haan, Fund A ka riskometer ek fraction thoda zyada hai. Dekho, yeh sab baatein aapko apne investment ke liye decide karne mein madad karengi.
⚠️ Risk & Cost Analysis
Yeh donon fund ek hi category mein hain, Lekin Fund B ka volatility Fund A se thoda kam hai. Haan, Fund B ka Sharpe ratio Fund A se zyada hai. Lekin Fund A ka expense ratio Fund B se kam hai. Isliye, Fund A aapke liye behtar fund hai. Chaliye aapko ab Fund A aur Fund B ke portfolio ke baare mein jankari di jaaye.
📊 Portfolio Diversification
Fund A aur Fund B donon ka asset allocation ek hi hai. Donon fund ka 65% T-Bills, 20% CD, 10% CP aur 5% Cash mein invest hota hai. Haan, Fund A ka asset allocation Fund B se ek fraction zyada hai. Lekin Fund B ka top holdings concentration Fund A se thoda kam hai. Isliye, Fund B aapke liye behtar fund hai. Chaliye aapko ab Fund A aur Fund B ke FAQ ke baare mein jankari di jaaye.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Groww Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return Fund B se 0.02% zyada hai. Isliye Fund A aapke liye long run mein behtar fund hai.
Q2: Is the higher risk fund worth it?
Fund B ka volatility Fund A se thoda kam hai, lekin Sharpe ratio Fund A se zyada hai. Isliye, Fund B aapke liye behtar fund hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio Fund B se kam hai. Isliye, Fund A aapke liye cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price