Old Bridge Mutual Fund Liquid Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Ab hum yahaan Fund A aur Fund B ke beech ka comparison karenge. Dekho, Fund A ek Liquid Fund hai aur Fund B Large Cap Fund hai. Hum aapko batayenge ki kis fund mein long-term mein paisa lagana achcha hai. Chaliye, shuru karein.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Groww Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 497.22 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 13.05 |
| Sharpe Ratio | 3.58 | 0.63 |
| 1 Year Return (%) | 6.17% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 50.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 33% |
🤖 AI Verdict – Which is Better?
Haan, hum bol sakte hain ki Fund A long-term mein acha fund hai. 3Y return mein Fund A 6.93% hai, jabki Fund B 14.7% hai. Lekin expense ratio mein Fund B kam hai, 0.52% hai. Riskometer mein bhi Fund A kam hai, Low hai. Isliye, Fund A long-term mein acha fund hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
SIP ke liye Fund A better hai. Fund A ka consistency aur return stability thoda jyada hai. Fund A ka 1Y return 6.17% hai, jabki Fund B ka 1Y return -4.02% hai. Isliye, Fund A SIP ke liye accha fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karein. Dekho, Fund A ka riskometer Low hai, jabki Fund B ka Very High hai. Volatility mein bhi Fund A kam hai, 0.12 hai. Sharpe ratio mein bhi Fund A kam hai, 3.58 hai. Isliye, Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karein. Dekho, Fund A ka asset allocation T-Bills, CD, CP, aur Cash mein hai. Jabki Fund B ka asset allocation Equity aur T-Bills mein hai. Fund A ka asset allocation thoda jyada diversified hai. Isliye, Fund A portfolio diversification mein better hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 6.11% hai, jabki Fund B ka 5Y return 12.03% hai. Isliye, Fund B long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka volatility jyada hai, 13.05 hai. Iske saath hi Sharpe ratio bhi kam hai, 0.63 hai. Isliye, Fund B ka higher risk fund worth nahi hai.
Q3: Which fund is more cost-effective?
Fund A aur Fund B dono expense ratio ke hisaab se cost-effective hain. Fund A ka expense ratio 0.12% hai, jabki Fund B ka expense ratio 0.52% hai. Isliye, dono fund cost-effective hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price