Old Bridge Mutual Fund Liquid Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Agar aapka paisa safal hona hai, toh fund chunav ek kathin nirdharan hai. Is lekh mein hum do anjaam Fund A aur Fund B ka vivaran karenge, jo ki Old Bridge Mutual Fund Liquid Fund aur Franklin Templeton Large Cap Fund hai. Dekho, fund kya hai, kaise chal raha hai aur kis trah aapko safalta milti hai.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Franklin Templeton |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 497.22 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 12.76 |
| Sharpe Ratio | 3.58 | 0.64 |
| 1 Year Return (%) | 6.17% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 50.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 31% |
🤖 AI Verdict – Which is Better?
Humare paas Fund A aur Fund B ka 3 saal ka return hai. Fund A ka 3 saal ka return 6.93% hai, jabki Fund B ka 3 saal ka return 14.7% hai. Lekin kya Fund B ka jyada risk hai? Haan, Fund B ka riskometer "Very High" hai aur expense ratio bhi jyada hai, 0.52%. Dekho, kya Fund A ke 3 saal ka return aur kam expense ratio se Fund B ko prefer karne ki zaroorat hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund A aur Fund B ki suvidhata ko dekhna zaroori hai. Fund A ka 1 saal ka return 6.17% hai, lekin Fund B ka 1 saal ka return -4.02% hai. Chaliye isme dekhte hai ki Fund A SIP ke liye kis trah suvidhak hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke mukabil Fund A aur Fund B ki tulna karni jaroori hai. Fund A ka riskometer "Low" hai aur volatility 0.12 hai, jabki Fund B ka riskometer "Very High" hai aur volatility 12.76 hai. Sharpe ratio ke hisaab se bhi Fund A accha hai, 3.58. Dekho, kya Fund A apne kam risk aur achi return se Fund B ko behtar banata hai.
📊 Portfolio Diversification
Fund A aur Fund B ki asset allocation ko dekhna zaroori hai. Fund A mein T-Bills, CD, CP aur cash ki allocation hai, jabki Fund B mein equity aur T-Bills ki allocation hai. Dekho, Fund B mein sektor risk hai kyonki ek hi sector ke share mein jyada amount hai. Fund A mein asset allocation jyada balanced hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5 saal ka return 12.03% hai, jo ki Fund A ke 6.11% se jyada hai. Lekin Fund B ka riskometer "Very High" hai, jabki Fund A ka riskometer "Low" hai. Sach ye hai ki Fund B ka long run return jyada hai, lekin risk bhi jyada hai.
Q2: Is the higher risk fund worth it?
Fund B ka volatility 12.76 hai, jo ki Fund A ke 0.12 se jyada hai. Lekin Fund B ka Sharpe ratio 0.64 hai, jo ki Fund A ke 3.58 se kam hai. Sach ye hai ki Fund B ka higher risk fund hai, lekin Fund A ka risk-adjusted return accha hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jo ki Fund B ke 0.52% se kam hai. Sach ye hai ki Fund A adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price