Old Bridge Mutual Fund Liquid Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.63%
Chaliye, dekho, Fund A aur Fund B dono mutual funds mein alag category mein hain. Fund A Old Bridge Mutual Fund Liquid Fund hai aur Fund B Franklin Templeton Flexi Cap Fund hai. Ye dono funds Indian investors ke liye kya offer karte hain, yeh humein explore karna hai.
Chaliye hum aapko Fund A aur Fund B ke beech ki comparison karke dekhte hain. Aapko pata chalega ki konsa fund long-term wealth creation ke liye better hai.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Franklin Templeton |
| Category | Liquid Fund | Flexi Cap |
| NAV (₹) | 5622.79 | 110.79 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.96% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 14.27 |
| Sharpe Ratio | 3.58 | 0.57 |
| 1 Year Return (%) | 6.17% | -2.38% |
| 3 Year Return (%) | 6.93% | 14.63% |
| 5 Year Return (%) | 6.11% | 12.31% |
| Since Launch (%) | 50.63% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 239% | 48% |
🤖 AI Verdict – Which is Better?
Hamara verdict hai ki Fund A Old Bridge Mutual Fund Liquid Fund long-term wealth creation ke liye better fund hai. Yeh fund 3Y return mein 6.93% return deta hai, jo ek achha return hai. Fund B ka 3Y return 14.63% hai, lekin yeh fund very high riskometer par hai. Expense ratio mein bhi Fund A kam expense ratio ka hai, jiska 0.12% hai. Fund B ka expense ratio 0.96% hai. Isliye, Fund A long-term wealth creation ke liye better fund hai.
Haan, yeh fund kisi bhi investor ke liye ek achha investment option hai jo long-term wealth creation mein interested hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
Monthly SIP ke liye, Fund A better fund hai. Yeh fund 10+ saal se consistency se return deta hai aur yeh fund asset allocation mein bhi better hai. Fund A mein 65% T-Bills aur 20% CD hai, jo ek achha asset allocation hai. Fund B mein 95% equity hai, jo kisi bhi investor ke liye riski hai.
Aapko yeh fund mein invest karna chahiye jo long-term investment ke liye interested hai.
⚠️ Risk & Cost Analysis
Riskometer mein Fund A low riskometer par hai, jo 0.12% volatility hai. Fund B ka riskometer very high hai, jo 14.27% volatility hai. Sharpe ratio mein bhi Fund A better hai, jiska 3.58 hai. Fund B ka Sharpe ratio 0.57 hai. Expense ratio mein bhi Fund A better hai, jiska 0.12% hai. Fund B ka expense ratio 0.96% hai.
Isliye, Fund A risk-adjusted returns mein better hai.
📊 Portfolio Diversification
Fund A mein 65% T-Bills, 20% CD aur 10% CP hai. Yeh fund asset allocation mein bhi better hai. Fund B mein 95% equity hai, jo kisi bhi investor ke liye riski hai. Top holdings mein bhi Fund A mein State Bank of India CD (8.5%), HDFC Bank CD (7.2%) aur Reliance Industries T-Bills (6.8%) hai. Fund B mein HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%) aur Infosys Ltd. (5.5%) hai.
Fund A mein asset allocation aur top holdings mein bhi better hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 6.11% hai, jo Fund B ka 5Y return 12.31% se behtar hai. Isliye, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Higher risk fund mein volatility aur Sharpe ratio dono mein bhi Fund B kamzor hai. Isliye, Fund B higher risk fund mein worth nahi hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jo Fund B ka expense ratio 0.96% se behtar hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price