Old Bridge Mutual Fund Liquid Fund vs DSP Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.77%
yahaan hum aapko do mutual funds, Old Bridge Mutual Fund aur DSP Mutual Fund, ke beech ka tulas ka comparison karne ja rahen hain. Yahaan hum aapko pata karne ki koshish karenge ki kis fund ki category hai aur aap kya seekhenge.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BDSP Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | DSP Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 89.77 |
| AUM (₹ Cr) | 4.73 Lac Cr | 3.30 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.12 |
| Sharpe Ratio | 3.58 | 2.25 |
| 1 Year Return (%) | 6.17% | 2.95% |
| 3 Year Return (%) | 6.93% | 6.77% |
| 5 Year Return (%) | 6.11% | 5.92% |
| Since Launch (%) | 50.63% | 6.91% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Atul Bhole (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 239% | 243% |
🤖 AI Verdict – Which is Better?
dekho, hum long-term wealth creation ke liye 3Y return, expense ratio, aur risk ka dhyaan rakhenge. Haan, Old Bridge Mutual Fund ka 3Y return 6.93% hai, jabki DSP Mutual Fund ka 6.77% hai. Lekin, expense ratio mein Old Bridge Mutual Fund 0.12% ka hai, jabki DSP Mutual Fund 0.12% ka hai. Riskometer meiin dono fund low category mein hain. Sach ye hai, Old Bridge Mutual Fund long-term wealth creation ke liye achha hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider DSP Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.77%
- AUM: 3.30 Lac Cr
- Sharpe Ratio: 2.25
📈 SIP Suitability
yahaan hum SIP ke liye consistency aur return stability ka dhyaan rakhenge. Haan, Old Bridge Mutual Fund ka 1Y return 6.17% hai, jabki DSP Mutual Fund ka 2.95% hai. Lekin, 5Y return meiin Old Bridge Mutual Fund ka 6.11% hai, jabki DSP Mutual Fund ka 5.92% hai. Old Bridge Mutual Fund ka consistency aur return stability kaafi accha hai.
⚠️ Risk & Cost Analysis
yahaan hum riskometer, volatility, Sharpe ratio, aur expense ratio ka dhyaan rakhenge. Haan, dono fund low riskometer category mein hain, lekin Old Bridge Mutual Fund ka volatility 0.12 hai, jabki DSP Mutual Fund ka 0.12 hai. Sharpe ratio meiin Old Bridge Mutual Fund ka 3.58 hai, jabki DSP Mutual Fund ka 2.25 hai. Expense ratio meiin dono fund 0.12% ka hain. N/A
📊 Portfolio Diversification
yahaan hum asset allocation aur top holdings concentration ka dhyaan rakhenge. Haan, dono fund T-Bills, CD, CP, aur cash mein asset allocation karte hain. Old Bridge Mutual Fund ka asset allocation T-Bills mein 65.00% ka hai, jabki DSP Mutual Fund ka bhi 65.00% ka hai. N/A
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
DSP Mutual Fund Liquid Fund
₹859377.44
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Old Bridge Mutual Fund ka 5Y return 6.11% hai, jabki DSP Mutual Fund ka 5.92% hai, isliye Old Bridge Mutual Fund long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Old Bridge Mutual Fund ka volatility 0.12 hai, jabki DSP Mutual Fund ka bhi 0.12 hai, isliye higher risk fund ka volatility meiin koi farq nahi hai.
Q3: Which fund is more cost-effective?
Dono fund ki expense ratio 0.12% hai, isliye koi bhi fund cost-effective nahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price