Old Bridge Mutual Fund Liquid Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Dekho, aap logon ne kahaan investment ke liye liquid funds aur large cap funds ko prefer karte hain? Haan, lekin sabse pahle aapko pata hona chahiye ki aapke investment ke liye kitna risk le rahen hain. Chaliye, aaj hum do aise funds ka comparison karne ja rhe hain - Old Bridge Mutual Fund Liquid Fund aur DSP Mutual Fund Large Cap Fund. Aapko pata chalega ki kis fund me long-term wealth creation ke liye better option hai.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | DSP Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 497.22 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.97 |
| Sharpe Ratio | 3.58 | 0.69 |
| 1 Year Return (%) | 6.17% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 50.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Atul Bhole (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 23% |
🤖 AI Verdict – Which is Better?
Our verdict hai ki DSP Mutual Fund Large Cap Fund, lekin lekin koi badi baat nahi hai. Haan, yeh fund high risk hai, lekin yeh fund ne 3Y return me 14.7% diya hai, jisse yeh fund long-term wealth creation ke liye better option hai. Expense ratio bhi kam hai, aur sharpe ratio bhi high hai. Lekin, aapko pata hona chahiye ki yeh fund volatility se jude risk ke liye aapko tayyar hona hoga.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP ke liye hum DSP Mutual Fund Large Cap Fund ko better option maante hain. Yeh fund ne 3Y return me 14.7% diya hai, aur yeh fund consistency se aage nikalta hai. Lekin, yeh fund volatility se jude risk ke liye aapko tayyar hona hoga. Haan, yeh fund expense ratio se kam hai, aur sharpe ratio bhi high hai. Dekho, yeh fund aapke long-term financial goals ko achieve karne ke liye better option hai.
⚠️ Risk & Cost Analysis
Haan, aapko pata hona chahiye ki yeh fund khaas riskometer hai, jisse yeh fund aapke investment ko high risk mein daal sakta hai. Lekin, yeh fund sharpe ratio se high hai, jo yeh fund high return aur low risk dono ke beech balance karne ke liye help karta hai. Expense ratio bhi kam hai, aur volatility bhi kam hai. Haan, yeh fund aapke long-term financial goals ko achieve karne ke liye better option hai.
📊 Portfolio Diversification
Portfolio diversification ke liye DSP Mutual Fund Large Cap Fund behtar hai. Yeh fund ne asset allocation me 96% equity aur 4% t-bills ke saath 96% equity aur 4% t-bills kiya hai. Lekin, yeh fund top 3 holdings me HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ke 21.9% shares aur t-bills aur bonds me 78.1% ka investment kiya hai. Haan, yeh fund sector risk se jude risk ke liye aapko tayyar hona hoga.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, DSP Mutual Fund Large Cap Fund ne 5Y me 12.03% aur 3Y me 14.7% kiya hai, jisse yeh fund long run me better returns deti hai.
Q2: Is the higher risk fund worth it?
Haan, yeh fund volatility se jude risk ke liye aapko tayyar hona hoga, lekin sharpe ratio se high hai, jisse yeh fund high return aur low risk dono ke beech balance karne ke liye help karta hai.
Q3: Which fund is more cost-effective?
DSP Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jisse yeh fund Old Bridge Mutual Fund Liquid Fund ke expense ratio 0.12% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price