Old Bridge Mutual Fund Liquid Fund vs Canara Robeco Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.96%
Hum kuchh mutual funds ke beech ka comparison karne ja rhe hain, Fund A ka Old Bridge Mutual Fund Liquid Fund aur Fund B ka Canara Robeco Liquid Fund. Ye donon funds liquid category mein hain, jismein investors apni rashi ko thoda samay ke liye invest kar sakte hain. Aaj hum donon funds ka comparison karke pata karenge ki kis fund mein paisa invest karne se adhik labh hoga.
[VERDICT]| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BCanara Robeco Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Canara Robeco |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 3337.33 |
| AUM (₹ Cr) | 4.73 Lac Cr | 3.95 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.11 |
| Sharpe Ratio | 3.58 | 4.18 |
| 1 Year Return (%) | 6.17% | 6.22% |
| 3 Year Return (%) | 6.93% | 6.96% |
| 5 Year Return (%) | 6.11% | 6.13% |
| Since Launch (%) | 50.63% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Shridatta Bhandwaldar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 239% | 223% |
🤖 AI Verdict – Which is Better?
Haan, Fund B, Canara Robeco Liquid Fund, hamesha ke liye aapke liye sabse accha fund hoga. Iska 3Y return 6.96% hai, jo Fund A se adhik hai. Iske alawa, iska expense ratio bhi Fund A ke expense ratio ke mukable thoda kam hai, 0.12% hai. Riskometer bhi donon fundo ke liye low hai, lekin Fund B ka Sharpe ratio Fund A ke mukable adhik hai, 4.18 hai. Isliye, hamesha ke liye aapka paisa Fund B mein invest karna sabse accha hoga.
[SIP_SUITABILITY]Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Canara Robeco Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.96%
- AUM: 3.95 Lac Cr
- Sharpe Ratio: 4.18
📈 SIP Suitability
Ab aapko pata hai ki aapka paisa Fund B mein invest karna sabse accha hoga, lekin ab yeh sawal hai ki Fund A ya Fund B mein SIP (Systematic Investment Plan) karne se aapka paisa kis fund mein adhik labh karega. Fund B ka 1Y return Fund A ke mukable adhik hai, 6.22% hai, lekin Fund A ka 5Y return Fund B ke mukable adhik hai, 6.11% hai. Isliye, yeh sawal hai ki Fund A ya Fund B mein SIP karne se aapka paisa adhik labh karega.
[RISK_COST]⚠️ Risk & Cost Analysis
Aapko pata hai ki Fund B ka Sharpe ratio Fund A ke mukable adhik hai, 4.18 hai. Isse yeh pata chalta hai ki Fund B mein investment karne se aapko adhik risk-adjusted returns milenge. Iske alawa, Fund B ka expense ratio Fund A ke expense ratio ke mukable thoda kam hai, 0.12% hai. Isliye, Fund B mein investment karne se aapka paisa adhik labh karega aur aapko kam expense bhi hoga.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Donon funds mein asset allocation thoda alag hai, lekin asset allocation ki tarah hai. Fund A mein T-Bills 65% hain, CD 20% hain, CP 10% hain aur cash 5% hain. Fund B mein bhi T-Bills 65% hain, CD 20% hain, CP 10% hain aur cash 5% hain. Isliye, asset allocation ki tarah donon funds mein alag nahi hai. Iske alawa, Fund A ke top 3 holdings mein State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hain. Fund B ke top 3 holdings mein bhi State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hain. Isliye, sector risk ki tarah donon funds mein alag nahi hai.
[FAQ]SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Canara Robeco Liquid Fund
₹868530.05
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ke 5Y return Fund A ke mukable adhik hai, 6.13% hai. Isliye, Fund B hamesha ke liye aapke liye sabse accha fund hoga.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio Fund A ke mukable adhik hai, 4.18 hai. Isliye, Fund B mein investment karne se aapko adhik risk-adjusted returns milenge.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund B ka expense ratio Fund A ke expense ratio ke mukable thoda kam hai, 0.12% hai. Isliye, Fund B hamesha ke liye aapke liye sabse cost-effective fund hoga.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price