Old Bridge Mutual Fund Liquid Fund vs Canara Robeco Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
12.5%
Dekho, aaj humein do mutual funds ke beech mein tareekh badh kar ke liye chunav karna hai. Fund A, Old Bridge Mutual Fund Liquid Fund Direct Plan Growth ka category Liquid Fund hai, jabki Fund B, Canara Robeco Large Cap Fund Direct Plan Growth ka category Large Cap hai.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BCanara Robeco Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Canara Robeco |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 69.54 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.83% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.61 |
| Sharpe Ratio | 3.58 | 0.52 |
| 1 Year Return (%) | 6.17% | -3.79% |
| 3 Year Return (%) | 6.93% | 12.5% |
| 5 Year Return (%) | 6.11% | 11.73% |
| Since Launch (%) | 50.63% | 13.95% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Shridatta Bhandwaldar; Vishal Mishra (9.9 years yrs) |
| Benchmark | NIFTY Liquid Index | BSE 100 Total Return Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.33%), ICICI Bank Ltd. (7.71%), Reliance Industries Ltd. (5.54%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.23% | Pref. Shares: 0.01% |
| Portfolio Turnover | 239% | 16% |
🤖 AI Verdict – Which is Better?
Haan, yeh ek aasani se decision hai. Fund B ka 3Y return 12.5% hai, jabki Fund A ka 3Y return 6.93% hai. Iske alawa, Fund B ka expense ratio 0.83% hai, jabki Fund A ka expense ratio 0.12% hai. Lekin Fund B ka riskometer Very High hai, jabki Fund A ka riskometer Low hai. Sach ye hai, Fund B long-term wealth creation ke liye achha hai, lekin Fund A mein kam risk hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Canara Robeco Large Cap Fund?
- Expense ratio: 0.83%
- 3Y return: 12.5%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 0.52
📈 SIP Suitability
Chaliye, hum SIP suitability ke baare mein sochte hain. Fund B ka 1Y return -3.79% hai, jabki Fund A ka 1Y return 6.17% hai. Isliye, Fund A monthly SIP ke liye achha hai, kyunki yeh consistent returns deta hai. Lekin, Fund B ka 3Y return 12.5% hai, jabki Fund A ka 3Y return 6.93% hai. Iske liye, Fund B ko 10+ years ke liye monthly SIP dene ka suggestion diya jaa sakta hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke liye hum dekhte hain. Fund B ka riskometer Very High hai, jabki Fund A ka riskometer Low hai. Fund B ka volatility 11.61 hai, jabki Fund A ka volatility 0.12 hai. Iske alawa, Fund B ka Sharpe ratio 0.52 hai, jabki Fund A ka Sharpe ratio 3.58 hai. Iske liye, Fund A risk-adjusted returns ke liye achha hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hum dekhte hain. Fund A ka asset allocation T-Bills mein 65.00%, CD mein 20.00%, CP mein 10.00% aur Cash mein 5.00% hai. Fund B ka asset allocation Equity mein 96.23% hai. Iske alawa, Fund A ka top holdings mein State Bank of India CD (8.5%), HDFC Bank CD (7.2%) aur Reliance Industries T-Bills (6.8%) hai. Fund B ka top holdings mein HDFC Bank Ltd. (8.33%), ICICI Bank Ltd. (7.71%) aur Reliance Industries Ltd. (5.54%) hai. Iske liye, Fund A ka asset allocation aur top holdings concentration both ke liye achha hai.
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 11.73% hai, jabki Fund A ka 5Y return 6.11% hai. Isliye, Fund B long-run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka 3Y return 12.5% hai, jabki Fund A ka 3Y return 6.93% hai. Iske alawa, Fund B ka Sharpe ratio 0.52 hai, jabki Fund A ka Sharpe ratio 3.58 hai. Iske liye, Fund B higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jabki Fund B ka expense ratio 0.83% hai. Iske liye, Fund A cost-effective hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Canara Robeco Large Cap Fund
₹1196906.64
@12.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price