Old Bridge Mutual Fund Liquid Fund vs Baroda BNP Paribas Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.92%
Dekho, aaj hum do Liquid Funds ki tulna karne ja rahe hain - Old Bridge Mutual Fund Liquid Fund aur Baroda BNP Paribas Liquid Fund. Ye dono funds riskometer category mein Low rakhe hain. Dekhiye kaise ve dono fund long-term wealth creation ke liye sahi hain.
Is article mein hum apko Fund A aur Fund B ki tulna karke fund ki performance, risk, aur cost ki jaankari dilayenge. Ye jaankari aapko fund ke chayan mein madad karegi.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BBaroda BNP Paribas Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Baroda BNP Paribas |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 3208.35 |
| AUM (₹ Cr) | 4.73 Lac Cr | 3.89 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.11 |
| Sharpe Ratio | 3.58 | 3.82 |
| 1 Year Return (%) | 6.17% | 6.16% |
| 3 Year Return (%) | 6.93% | 6.92% |
| 5 Year Return (%) | 6.11% | 6.14% |
| Since Launch (%) | 50.63% | 6.88% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Sanjay Chawla (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 239% | 205% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono fund low-risk aur low-cost fund hain. Lekin, 3Y return aur expense ratio ke hisab se, Fund B better hai. Uska 3Y return Fund A ke 6.93% se 0.01% adhik hai aur expense ratio bhi 0.10% kam hai.
Jab aap long-term wealth creation ke liye invest karte hain, to Fund B aapke liye behtar choice hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Baroda BNP Paribas Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.92%
- AUM: 3.89 Lac Cr
- Sharpe Ratio: 3.82
📈 SIP Suitability
SIP (Systematic Investment Plan) ke madhyam se invest karna aapke liye behtar hai. Ismein Fund A aur Fund B dono fund consistent returns dete hain, lekin Fund B ki return Fund A se thoda adhik stable hai.
Jab aap 10+ saal ke liye SIP ke madhyam se invest karte hain, to Fund B aapke liye behtar choice hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se, dono fund low-risk fund hain, lekin volatility aur Sharpe ratio ke hisab se, Fund B aapke liye behtar hai. Uska volatility Fund A ke 0.12% se kam hai aur Sharpe ratio bhi 1.24 adhik hai.
Jab aap risk-adjusted returns ke liye invest karte hain, to Fund B aapke liye behtar choice hai.
📊 Portfolio Diversification
Asset allocation ke hisab se, dono fund similar hain, lekin top holdings concentration ke hisab se, Fund A aapke liye behtar hai. Uska asset allocation mein T-Bills aur CD ka share Fund B ke saman hai, lekin top 3 holdings mein State Bank of India CD ka share Fund B ke 8.5% se kam hai.
Jab aap portfolio diversification ke liye invest karte hain, to Fund A aapke liye behtar choice hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Baroda BNP Paribas Liquid Fund
₹866593.15
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ki 5Y return Fund A ki 6.11% se 0.03% adhik hai, jiske hisab se Fund B aapke liye behtar choice hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki volatility Fund A ki 0.12% se kam hai aur Sharpe ratio bhi 3.58 se 0.24 adhik hai, jiske hisab se Fund B aapke liye behtar choice hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ki expense ratio Fund A ki 0.12% se 0.01% kam hai, jiske hisab se Fund B aapke liye behtar choice hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price