Old Bridge Mutual Fund Liquid Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.62%
Dekho, aaj hum do fundon ka comparison karne ja rhe hain - Old Bridge Mutual Fund Liquid Fund aur Baroda BNP Paribas Large Cap Fund. Ye do fund khaas karn me investors ko long-term wealth creation ke liye aadharit ho sakte hain. Chaliye, aaj hum is comparison ka anjaam jaante hain.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Baroda BNP Paribas |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 251.36 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 13.08 |
| Sharpe Ratio | 3.58 | 0.62 |
| 1 Year Return (%) | 6.17% | -0.15% |
| 3 Year Return (%) | 6.93% | 14.62% |
| 5 Year Return (%) | 6.11% | 11.06% |
| Since Launch (%) | 50.63% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Sanjay Chawla (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 34% |
🤖 AI Verdict – Which is Better?
Haan, aaj hum is baare mein sochne ja rhe hain ki kis fund long-term wealth creation ke liye behtar hai. Dekho, 3Y return, expense ratio, aur risk ke hisab se, hum kha sakte hain ki Baroda BNP Paribas Large Cap Fund 3 saal ki return ke hisab se behtar hai, lekin expense ratio ke hisab se Old Bridge Mutual Fund Liquid Fund behtar hai. Riskometer ke hisab se, Old Bridge Mutual Fund Liquid Fund behtar hai kyunki iska riskometer low hai. Isliye, hum kahe sakte hain ki Old Bridge Mutual Fund Liquid Fund long-term wealth creation ke liye behtar fund hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
SIP ke liye, hum dekhte hain ki kis fund consistency aur return stability ke hisab se behtar hai. Dekho, Old Bridge Mutual Fund Liquid Fund ka 1Y aur 3Y return Baroda BNP Paribas Large Cap Fund se kam hai, lekin iska expense ratio kam hai. Isliye, hum kahe sakte hain ki Old Bridge Mutual Fund Liquid Fund SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Haan, aaj hum is baare mein sochne ja rhe hain ki kis fund better risk-adjusted returns deta hai. Dekho, Riskometer, Volatility, Sharpe ratio, aur expense ratio ke hisab se, Old Bridge Mutual Fund Liquid Fund behtar hai kyunki iska riskometer low hai, volatility kam hai, Sharpe ratio high hai, aur expense ratio kam hai. Isliye, hum kahe sakte hain ki Old Bridge Mutual Fund Liquid Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Dekho, asset allocation aur top holdings concentration ke hisab se, hum kha sakte hain ki Old Bridge Mutual Fund Liquid Fund behtar portfolio diversification deta hai. Iska asset allocation T-Bills, CD, CP, aur Cash se banta hai, jo ki kam sector risk ke saath aata hai. Baroda BNP Paribas Large Cap Fund ka asset allocation Equity aur T-Bills se banta hai, jo ki high sector risk ke saath aata hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, 5Y aur 3Y returns ke hisab se, Baroda BNP Paribas Large Cap Fund behtar returns deta hai. Lekin, expense ratio ke hisab se, Old Bridge Mutual Fund Liquid Fund behtar hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, volatility aur Sharpe ratio ke hisab se, Baroda BNP Paribas Large Cap Fund high risk fund hai, lekin iska Sharpe ratio kam hai. Isliye, hum kahe sakte hain ki high risk fund worth nahi hai.
Q3: Which fund is more cost-effective?
Sach ye hai, expense ratio ke hisab se, Old Bridge Mutual Fund Liquid Fund behtar hai. Iska expense ratio 0.12% hai, jabki Baroda BNP Paribas Large Cap Fund ka expense ratio 0.52% hai. Isliye, hum kahe sakte hain ki Old Bridge Mutual Fund Liquid Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price